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pay day loan I never had

carylh43
carylh43 Posts: 49 Forumite
Last month I decided to apply for a payday loan, yes I know stupid but I did, I applied to a couple who e-mailed me saying that I had to send in wage slips and bank statements, and 1 that was called pay day express that I never ended filling in on line all of my details, and decidede not to continue filling it in and not to apply, and I never heard from, except since appling to them all I have had e-mails everyday from numerous companied and phone calls from brokers offering me a loan, all of which I have either unsubscribed or told them no thank you not interested, then 2 days ago I received a letter from payday express saying that the payment due they have not been able to get? so I rang them and was told that on the 8th sept I applied for a pay day loan, of £200 and was allowed £160 which was paid into my account, and they want paying back, I have contacted my bank who have verified no such payment went into my account, and I am now getting 3 calls aday from this company, I have explained that I never had a loan from them, yet they have my number for my bank, they gave it to me on the phone to check account details I never gave it them, nor did I fill my bank details in on line, I quit before I got to that bit, they have my home phone number and my address, any advice on what to do, :confused:

Comments

  • west43
    west43 Posts: 62 Forumite
    next time they phone tell them that you wish to send them a copy of your bank statement showing that no such payment went into your account, and take it from there, good luck
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