90-95% LTV Mortgage required

fileep

I would like to find a re-mortgage for £148k on a house valued at £160k, is there still such a product out there. Just finished a five year fixed and its come down over £100 pm, would like to tie in while rates are low.

Thanks in advance

herbiesjp

At that LTV you are looking at rates around high 6/7% - and not too many lenders offering deals

See what your current lender can offer first

brit1234

You may be better on the SVR. Rates are going to go up at some point but it is highly likely this will be years. You are better at increasing your share of the mortgage as fast as you can, prices are likely to be falling again and are already on the land registry. Your aim should be to get the best LTV for a few years time despite the price falls. There is no better time ever to overpay.

adr0ck

Clydesdale Bank and Yorkshire Bank both do 90% LTV on remortgages

for some reason you get better 90% LTV deals when purchasing a property than with remortgaging