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Best fixed rate mortgage, 80& LTV on new build?

Hi all,

On the lookout for a fixed (3-5 year, preferably 5!) rate mortgage. Here are the details

House Price - £250k (4 bed detached new build, currently built just needing wired, kitchen put in etc, approx time 2-3 months til its ready)
Deposit - £50k

Does anyone know any good deals at the moment? All I can find is Ulster Bank, at 5.89% fixed for 3 years with only a £495 arrangement fee, no survey fees etc.

Any help would be appreciated!

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Are you in Northern Ireland?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MMG
    MMG Posts: 97 Forumite
    Yep am indeed!
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    There are some 5 year deals that look similar as well

    Are you going direct or via a broker?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MMG
    MMG Posts: 97 Forumite
    herbiesjp wrote: »
    There are some 5 year deals that look similar as well

    Are you going direct or via a broker?

    direct at the moment, can you advise on the 5 year fixed deals??
  • stu7
    stu7 Posts: 4 Newbie
    hi my 3 year fixed rate with the chelsea building soceity ends jan 2010. being an absolute novice im unsure of my next step. i have spoken to the chelsea who cant offer anything except automatically going on to their variable rate. (currently on variable i would pay an extra £30 per month) but if the market picks up will that rise. should i go to an independant financial advisor and should i be cautious of what they offer. with my property being worth less than when i bought it am i likely to find another mortgage company. im very unsure what steps to take so have you any suggestions. much appreciated.
  • stu7
    stu7 Posts: 4 Newbie
    im sorry i posted a question i had on this thread. i just joined today and didnt go to a new thread hence my question on here. sorry again
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