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mortgage with no proof of income

Hi,my husband and i want to buy a house for £240,000,we have £220,000 to put down but need a mortgage for about £30,000 only problem is we have no proof of income,what are our chances?

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    With an LTV of less than 15% you should be in with a shout.

    What income do you have?

    Where does it come from?

    Why can you not prove it?

    If you genuinely can't provide proof of income get round to a whole of market mortgage adviser. There may be a fee payable given the relatively small size of the loan being arranged.

    Good luck.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    I am sure that at that LTV you will find something.

    Lenders may be more flexible in what they require as proof of income
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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