Debt spiral due to account charges :s

Rob_K

eonone wrote:

However having a 2500 overdraft, could this mean that the possible payback will be soaked up by the overdraft in my account?

I have a sneaky suspicion from the way you've worded that that you don't really see an overdraft as a debt- I think we've all been guilty of that from time to time. If your charges repayment pay off your overdraft- like lynzpower says- what a fantastic start to your journey towards being debt free!