Property Obsession

HAMISH_MCTAVISH

wageslave wrote: »

I have a bottle of Macallan somewhere

I have a nice bottle half bottle of something slightly exotic and far too expensive in front of me at the moment.

It would be even more enjoyable if the wife didn't know how much it cost, and wasn't giving me "the look" every time the glass empties....

wageslave

HAMISH_MCTAVISH wrote: »

I would (obviously) disagree.

The boom was good for the majority. Anyone that owned property gained. They may not need to, or want to, realise that gain today. But they will eventually when they need to downsize or are able to upsize at a lower LTV and better mortgage rate, which outweighs the price difference in most cases these days.

What majority would we be talking about Hamish? The majority of little englanders who sacrificed common sense on the altar of consumerism and leveraged themselves into obscene amounts of debt?

What exactly have we gained from the housing boom? Lower mortgage rates? It seriously wasn't worth it.

HAMISH_MCTAVISH

wageslave wrote: »

What majority would we be talking about Hamish? The majority of little englanders who sacrificed common sense on the altar of consumerism and leveraged themselves into obscene amounts of debt?

What exactly have we gained from the housing boom? Lower mortgage rates? It seriously wasn't worth it.

HOUSE!!!!!!!!!!!!!!!

(cleaver, what do I win????)

Now in all seriousness, I am in far too agreeable a mood to argue tonight.

But I really do believe that the housing boom has created wealth and prosperity for millions of people. Look at the living standards of the UK now versus in 1985, look at the wealth that has been created, the jobs in housing related sectors, the...... Actually, no, never mind. I am in far too agreeable a mood to argue.

wageslave

HAMISH_MCTAVISH wrote: »

HOUSE!!!!!!!!!!!!!!!

(cleaver, what do I win????)

Bingo? You want to play bingo?

What's wrong with chess or scrabble. I am good at those.

HAMISH_MCTAVISH

wageslave wrote: »

Bingo? You want to play bingo?

What's wrong with chess or scrabble. I am good at those.

Scrabble sucks.

I have been trying for years to get Disestablishmentarianism into a game.

Hasn't happened yet.:rolleyes:

tommy75

http://www.youtube.com/watch?v=buqtdpuZxvk

Phirefly

lostinrates wrote: »

As someone looking to buy I think its far to say I am fairly obsessed. However I am not obsessed with property, the property ladder itself, but rather the right property for us and our purposes, as part of the whole of our lives rather than an investment/plan to move forward from if that can be avoided: as such. I'm interested more in architecture than possible rental yields or price increases/falls after purchase. However, that the right property for us would potentially allow me to work in my field it would potentially provide an income, and it would be disingenuous for me to not declare that, because that does impact on the viabilty of a purchase for us and is a consideration.

At the moment by far the majority of our savings are earmarked for property: and we'd go to all of them.

Snap. On all of the above.

I love houses. I love buildings. I love interiors. My Dad is a building surveyor and as a tiny phirelet I'd spend hours pouring over his blueprints with him, and drawing my own plans, probably misspelling 'elevation' and wildly disregarding building regulations with my positioning of doors and sockets. I'd be given last years' interior design scheme boards which I would study and cherish, and then make my own, for fun, while my friends were playing with Sindys.

I study new instructions on Rightmove every day. I know the local property market inside out. I have Location, Place in the Country and Grand Designs on series-link. I have pdfs of planning and development regulations in the National Forest saved to my desktop. I have a progress chart on the inside of my mug cupboard with images of converted pigsheds and wood-burning stoves under the heading "The Thirty Month Plan". I tell Mr Phirefly that he may not look at classic German sportscars as the purchase of said is not commensurate with the Thirty Month Plan. I don't think of the cost of things in terms of sterling, rather terms of how much of my property dream they represent.


I suppose based on the above you could say I'm pretty obsessed.

lostinrates

Phirefly wrote: »

Snap. On all of the above.
.

See, I would swap my dad for yours....:D

Phirefly

Unfortunately, I found the influence of pretty fabrics and dresses that filtered through the long lone of tailors on my Mum's side more appealing and let go of my architecture dream, now I have an urgent bricks and mortar itch to scratch...

Little_Macy_Gray

Hi, I think buying a 'bit scruffy' house can save you £££ plus it's more fun to personalise it yourself afterwards. I'm currently doing up my house and looking to play around with different designs using the grand designs 3d software, i've heard it's really good, plus will let me test designs out before actually going ahead with it. Always love it when sarah beeney shows the impact different designs can have - especially when looking at knocking down walls (or splitting a room to make an addtional room). It also seems like a less risk option to buy a 'scruffy' house then an imaculate one...