Friday 2nd October - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning! It's Friday
Hello to all you regulars....and to any new posters....do come and join us!!

Glad you're all liking the smillies, cheers me up just posting this

Work today, eldest going to a pal's straight from school for the night, so DD2 and I are going into town to buy my Mum's birthday present for Sunday and have a drink and cake while it's just the 2 of us

Katy-fab news on your comp win...I must get entering again...it's worth it!
Mogchops - hope you have a brilliant weekend away....and
Hugs to anyone who needs them.....



Ok, my list (at last!):

• check banking - any student loan I wonder?! Update:YES!!!!!!!
• daily scratchies
• packed lunch to work for DD2 and I, eldest school lunch to save her carrying packed lunch in her big overnight bag!
• washing on later
• washing hung on airer overnight
• no heating....seeing how long we can last!
• Sparkle....(lots!)...

Ok, that's all for me....


(OK, I now think I've gone a bit OTT on the smillies....:rotfl:!!!!)

DawnW

Thanks for starting the thread Milly - LOVE the smilies - I only seem to be able to get the ones on here!

Today I have / will:

Check online banking and pay some money off cc - aim to get it paid off by end of interest free period (done, paid off £500 :T)

Sold a book on Amazon, first one for ages :T

HM breakfast, free lunch at work, finish off leftovers for supper tonight - OH eating out.

Read free paper on train

See to animals

Do some tidying this evening so it is not too grotty for the weekend

Phone DD1 - tried yesterday but couldn't get hold of her

Walk doglets after work

Unimpressive list, as usual on work days - I will try to do better next week when I am off :T

Last day at work and then start a week's leave :j:j:j:T:T:T

I just hope I don't go down with a cold or something like I usually do on the rare occasions I take time out of work :eek:

Have a nice day everyone :hello:

katylittlelady

Love the smilies as well Millie! Thankyou for starting the thread and brightening up our day!:j:j I tried other smilies once but didn't come out!

Mogchops - Happy Birthday _party_

Still haven't got over winning holiday yet!:beer: Will try and contact person who I book it through again today! Will have to see which weeks my boss is off in March as hoping to book it for then so won't be able to book it til next week!

Well list today includes all the things I should have done yesturday including the house work!

• [STRIKE]Daily Scratchcards[/STRIKE] 35p
• [STRIKE]Daily lotteries[/STRIKE]
• [STRIKE]Daily competitions[/STRIKE]
• Take parcels to post office
• Clear desk area
• Tidy frontroom
• Wash curtains/net curtains in frontroon
• Clean windowsills
• Put clothes away
• Comps ending soon
• Carry on taking antibiotics to make me feel better!

Have a lovely day everyone - enter some competitions and I'll share some of my lucky dust with you !!:beer::beer:

mogchops

Morninggggggggggg!!!!

Running in madly to wave, its my birthday woo hoooooo!!! Thank you for the birthday wishes!! :j:j

Got loads to do, none of it is very DFW but will do my best!!!

Having said that, the best DFW part is that Butlins is all paid for with Tesco vouchers!! :beer::beer: And we're going half board so no cost for food!! so basically the only cost is drink - and *ahem* I'm sure we wont be needing that much......:rotfl::rotfl::rotfl:

Have a great weekend everyone, will catch up on Monday!

Oh and Katy CONGRATULATIONS on the comp win!! Fabulous!!!!

Louisep

Happy Friday everyone and Happy Birthday Mogchops!!

Been offline for a while due to moving house but I'm getting back on board today.

My list for today:
-pay cc bills (high spend day then!)
-buy a slow cooker with remainder of birthday money
-get back on with daily clicks

Have a fantastic weekend!

urg123

Good morning

I know I don't post daily but I do pop in to see how you are all doing.

RACHELMK - If you do read this - good luck with the wedding tomorrow!:j:j
Happy Birthday Mogchops - have a great weekend

Katy - great win

Waving to you all - SM = have been thinking of you.

Life is manic at the moment and i don't have much time to post but I do come on to see how you are all getting on.

I have a day off - despite wanting a long lie in, I was up fairly early! Maybe I'll have a nap this afternoon.


I really need today to catch up with myself so here is my list for today:

1. Washing (if there is space on the airer!)
2. Ironing (while watching a movie!)
3. Deal with a pile of papers I collected from work
4. Tidy bedroom - 30 mins
5. Deal with box of 'stuff' in the living room
6. Read a work related magazine and recycle it
7. Clear the cluttter in the hall way and take what I need to to the garage
8. Make butternut squash soup for lunch
9. Make rolls using breadmaker
10. Call Wedding venue
11. Call guy to arrange a gas safety check
12. Call two volunteers
13. Call tax office
14. Email wedding contact
15. Call another wedding supplier to make an appointment
16. Mend clothes - a stitch in time...
17. Walk for 30 mins
18. Clean bathroom
19. Write and send friend card for her baby
20. RELAX and treat myself to a facial!

Right better get up!

urg x x

Pippilongstocking

dear mogchops

Well done on the student loan Milly - dashing at the now so will catch up with you all later - fridays are busy cos the mrs mop lady comes (its covered by the lodgers rent - so our 'shared' areas are always done once a week so I don't clean but I do have to tidy the whole house up before she arrives

URG!!! - what a list and not much of a lie in!!

Today
Collect Darwin from his MOT and pay the damage - only a bulb to replace (hmmm I hope that's all it was) so will see at lunchtime
Check banks
Clear CC if the cheque is now cleared
Pay chum for a pile of wii stuff which we are taking some and some friends are taking some
PAD to evil edna she's almost half way
Phone and book boat for going south - with islander *and* student discout so I get 30% then another 10%
Sort out insurance for brothers pal coming so they can borrow the car - she's covering it so thats OK
Need to Tax the Darwin beast - lol more money leaking - will do it online and do a year ot save the most
Post to do - sending some sockies to a chum whos a bit down
Meal plan - and grocery plan - will do another 6 month store cupboard shop when am on the mainland to top up my 'peedie stripey socks shop' in the garage (dried, tinns anything that isn't fresh)
Find out if lodger girlies chum is coming and sort out a bed for her
2 HC's on the line
Money from brother for his NEXT (Nov) months rent into the bank - will put that into my internet saver (why not?)
Lunch from home
Take DD to chums later on for a sleepover
DS and I will do something nice together
Tidy up after last nights class - think about planning for the next one already - its hard work!!
Sparkle

PS inpsired by katy - have sent off the scratch card thingmy which says we've won something with an sae and will see what happens - I never phone these things but DD managed to get all the things matching and it 'says' we have won something - normally I jsut put that kind of thing in the bin, but Katy I will post this one off (Secon class stamps of course - biit of money saved there )

brokemedic

Good morning all..

My list for today is..

using Tesco clubcard vouchers to pay for a beauty treatment (how chuffed am I with that)
do a shop at asda to make sure I have enough stuff for home made lunches
complete my tax return and see how much I have to pay in Jan
DO MY HOMEWORK and not get distracted by this website:rotfl:

hope everyone has a good day

Katy83

Morning everyone,

HAPPY BIRTHDAY MOGCHOPS!!! Hope you have a fantastic weekend, don't deprive yourself of too much drink on your birthday!

I'm off work today - the plasterer is supposed to be coming to finish off the kitchen so I took the day off. He's half an hour late so far though :rolleyes: really hope he does actually turn up. I'll give him 10 minutes then give him a phone. EDIT - he's here!

The chimney sweep has been though and that is all good to go. Am going to go and buy some wood later on and we can have a nice cosy night in front of the fire for the first time.



Todays list -

• Washing on
• Take everything that can be tumble dried round to my parent's because I am running out of drying space
• Hang the rest of the washing up
• Change bedsheets
• Breakfast and lunch from stores
• Make prawn tikka masala to use up creme fraiche and yoghurt in the fridge
• Freezer inventory and meal plan for next week
• Go for a run (depending on how ankle feels)
• List of stuff to ebay
• Meet my dad at the flat to find out how to switch off the water without switching it off to the whole building!
• Buy firewood/lighters

Think that's enough to be going on with today - some of the lists on here are making me exhausted just looking at them!

Happy Friday!!! xx

katylittlelady

PS inpsired by katy - have sent off the scratch card thingmy which says we've won something with an sae and will see what happens - I never phone these things but DD managed to get all the things matching and it 'says' we have won something - normally I jsut put that kind of thing in the bin, but Katy I will post this one off (Secon class stamps of course - biit of money saved there )

Just to say Fay all the competitions I enter are from this forum. The thing you said about sounds a little bit spammy?? If it just arrived with the junk mail it prob is! If you want to enter any competitions I would go to the competition time section of the forum and read through the beginners guide there! There are no spam competitions on this forum generally and most you can enter for free on the internet! I've won nearly £6000 worth of prizes this year just so you know it is worthwhile!! x x Good luck with any you enter x x

Pippilongstocking

Katy 83 - I often get wood on freecycle - might be worth a go