Silly Question?

Ratina

Hi, I'm new on here but have been reading the board for some time. It's been awful but I decided, after advice, to go BR. I'm going to court Friday but I'm having problems with the forms. One question that has me stumped is - When did you obtain this credit card? It's been years, I can't remember. I've been filling the forms in for days (it feels like weeks) and my mind has gone to mush. On top of that I'm terrified of going to court and them sending me back home because I've filled the forms in incorrectly. If anybody can help it would be much appreciated.

crowman19

http://www.ned-cab.org.uk/debtselfhelp/bankruptcy_628_1.asp

I found this link to be very useful when I was filling my forms in.

tigerfeet2006

Hi and welcome to the board,

Who did you take advise from?

Just put the nearest estimated date you can remember and that will be fine.

Here's some example of completed forms to help you.

Example completed forms and guidance notes:-

• Debtor's Bankruptcy Petition 6.27 Example (Thanks to NE Derbyshire CAB)
• Statement of Affairs (Debtor’s Petition) 6.28 Example (Thanks to NE Derbyshire CAB)
• Statement of Affairs (Debtors Petition) Guidance Notes: pdf version / MS Word version

This was from the Bankruptcy Help sticky, which i strongly suggest you read.

Any more questions, just ask.

Ratina

I took advice from CAB and CCCS. I've just had a call from the adviser at CAB, she said I should say that I obtained the cards several years ago and can't remember the date.

Bowling_4_Gold

Could you not just phone your creditors? Surely they must have some record somewhere...

Bowling_4_Gold

blind-as-a-bat wrote: »

Strangely, when it gets to the point your filling in BR papers, the last thing you normaly want to do is speak to a creditor, as they more often than not have not been paid for some months, so are not inclined to help but rathere scream 'where is our money' :p

Lol, I 'spose

movingforward2010

I just put 02/2007 for example, to the best i could remember , Im not even sure if it was the right dates on some lol

When I attended court a lovely lady called Tracey went thru my forms and filled in little things with me that I had missed. Im sure this happens in other courts:)