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Sar letter template

Hi All,

I know there are letter templates on here but had a quick look and cant find. I very quickly need a SAR letter template as MBNA are refusing to accept DMP for £107.00 per month and my debt with them has increased from £8500.00 to £9200.00 since May. I feel we are now close to them defaulting the account and instigating court action. ( athough wont be a bad thing as I feel the offer of payment is reasonable )

Thanks xxxx
LBM MAY 2009 :T

Doing my own DMP with help and encouragement from EUPHO ;):D

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    http://forums.moneysavingexpert.com/showthread.html?t=963087
    There are 2 versions posts 11 and 12 on this thread
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Thanks Tixy xxx
    LBM MAY 2009 :T

    Doing my own DMP with help and encouragement from EUPHO ;):D
  • pmlindyloo
    pmlindyloo Posts: 13,073 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Try this:

    http://forums.moneysavingexpert.com/showthread.html?t=963087

    It's about the 12th post down.

    I keep this thread in my favourites. I wonder why it isn't a sticky.

    Beaten to it!
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    And a very late entry. There are two versions of a SAR - one specifying exactly what is required so that the banks can't wriggle out of supplying the details, and one that is so vague you don't even need the account number (other thread post 12). This is useful if you don't wish to acknowledge a debt or want transaction details for more than one account.
    Data Protection Act 1998
    Subject Access Request

    Dear Sir/Madam

    ACCOUNT NUMBER: xxxxxxxxx (or multiple numbers if more than one account)

    Under the Data Protection Act 1984 and 1998, and including the right of subject access under these acts, I hereby request that you supply me with any and all historical data in your possession which relates to me and am entitled to under section 7(1) of the Act. This includes in particular, but is not limited to, the following:-

    1. The original signed, executed credit agreement and any terms and conditions that applied to the account at the time of default and at the time the account was opened.
    2. Transcriptions of all telephone conversations recorded and any notes made in relation to telephone conversations by your company.
    3. Where there has been any event in my account history over this period which has required manual intervention by any person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my account.
    4. True copies of any notice of assignment and/or default notice or enforcement notice that you have sent me, with a copy of any proof of postage that you hold.
    5. Documents relating to any insurance added to the account, including the insurance contract and terms and conditions, date it was added and deleted (if applicable).
    6. Details of any collection charges added to the account; specifically, the date it was levied, the amount of the charge, a detailed financial breakdown of how the charge was calculated, and what the charge covers.
    7. Specific details of the fees/charges levied by any other agency in respect of this account and a detailed breakdown of said fees/charges and what each charge relates to and on what date said fees/charges were levied.
    8. A genuine copy of any notice of fair use of my data as required by the Data Protection Act 1998.
    9. A list of third party agencies to whom you have disclosed my personal data and a summary of the nature of the information you have disclosed.
    10. Copies of statements for the entire duration of the credit agreement or details of all account transactions.

    I enclose the statutory maximum fee of £10. This fee is to be used solely for the purposes of supplying the Subject Access Request. You have 40 days in which to comply.
    If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

    Yours faithfully,
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    If you want advice on a SAR for PPI, have you asked on the PPI reclaim board?
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Wayne_Laura
    Wayne_Laura Posts: 263 Forumite
    Ah - didnt see that (doing this at work...). I'll take a better look later on - thx
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