6 month review. the boy done good

Old_iron_balls

Well, its payday tomorrow and looking at my spreadsheet ive been DWD now for six months after having my lightbult moment in November last year.

After this months payments im down to £6336 :j
November 2005 I owed £14800 :eek:
Thats £8464 paid off in 6 months

Ive been very lucky though as I managed to get two PPI refunds and have had a few good months of commission from work here and there.
also I have no kids and no mortgage to pay (yet, eeek)

Im guess im posting this as im quite chuffed with myself today, and for people just starting off or in need of a moral boost.

Thing is, if I can do it - anyone can !
I am a self confessed nightmare when it comes to money and finances.

Looking back over the years (been in debt since 17/18. im 27 now ) ive blown every penny ive ever borrowed.
i have nothing to show for it, only hazy memories of countless nights out and weekend binges. also holidays twice a year - on finance but am i happy. No

what was i thinking !? ill pay it off in a few years etc etc.
a few years have come and gone and im 27 still living at home with parents with a great partner of five years also living with her parents.
were dying to buy a house together but whats stopping us - ME and my 10 years of stupidity :mad:

enough of my ramble.

Stay focused folks and the months will fly by.
good luck and thanks to you all for 6 months of help, support and advice.
onwards and upwards, we WILL all get there in the end :rotfl:

roswell

Well done Iron balls your definately breaking its back :-)

dinkylou

Well done, sounds like you re making great progress.

Keep it up!!

x

Annie_Fanny

Am so pleased for you! Well done - I look forward to the next update!

Annie

Kevicho

Sounds similar to my story

Well done and keep up the good work, its all a learning curve

sammy115

You ave cheered me up ta!!!! Well done. i hope i am posting a similar story in Sept 06

Broken_hearted

Well done. I need to pay off £548 more to hit my 6 month target by the end of June. I'm hoping barclays give me the charges back before then and I can shout WOO HOOO I'm ahead, if not I might be £200 short but at least I tried.

Again well done.

tesuhoha

Excellent news.That means you are more than half way there.

Jaymz

Well done. Its nice reading these kind of threads

Lydia.42

Well done, and a big thank you for taking the time to post this.
I really needed cheering up today, and you have helped me see that i can be done with hard slog and time.
L

domestic_goddess

well done.......its good to know it can be done