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Done it! Debt free today!
Paragon
Posts: 70 Forumite
I've been in debt since summer 2005 but with payday yesterday I made the final payment on my one time hefty debt! It peaked at just over £21,000 in January 2007 and since then, with a decent job (gained as a result of spending lots of money on training) I've been going flat out at repaying it.
Its been hard and I was surprised at the number of setbacks and unexpected costs that spring up in life but its so worth the effort! Now I can concentrate on saving for a house deposit before getting back into debt big time with a mortgage!
Good luck everyone!
Its been hard and I was surprised at the number of setbacks and unexpected costs that spring up in life but its so worth the effort! Now I can concentrate on saving for a house deposit before getting back into debt big time with a mortgage!
Good luck everyone!
Debt: September 28th 2009 £0!!!!! Finally!
[strike]March 30th 2008 £5,350[/strike]
[strike]September 29th 2008 £7,800[/strike]
[strike]January 1st 2007 £21,000[/strike] (Max debt)
Original DFD target was end Aug 2009
[strike]March 30th 2008 £5,350[/strike]
[strike]September 29th 2008 £7,800[/strike]
[strike]January 1st 2007 £21,000[/strike] (Max debt)
Original DFD target was end Aug 2009
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Comments
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:j Well done!! :j
:beer:
Not to start advice to soon, but check your credit report and ensure you clean it up now so it shows as all paid up.
Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
Congratulations! That must feel fantastic!! xxx:heart2: THANK YOU MARTIN!! :heart2:0
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Well done Paragon :j:T:j
Good luck with the saving!A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Congratulations!! That's fantastic!0
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Hoorah!! Well done.0
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wow thats fantastic xtotal debt at LBM £4800
Debt as of Mar 2016 £1790 Hope to be debt free July 2016:eek:
Sealed pot challenge number 5520 -
Wow! well done :j:j:j:beer::beer::beer:and good luck with the house saving.:TLong Hauler No: 51
DMP Mutal Support Thread No: 207
Proud to be dealing with my debts
DFD - June '13, aiming for December '120 -
Well done! It must be a great feeling! I'm hoping to be there in the next few days, so exciting!Debt free as of 2 October 2009
Mortgage free as of 27 March 20240 -
Well done and what an inspiration to others!!
I travelled the same journey and the feeling you get when you have cleared off every last penny is , well difficult to put into words, but enjoy it.
The only thing is, remind yourself every day that it is not going to happen again. Keep up the good habits you have picked up on your journey.0 -
Hey,
Massive congratulations !!!
You should be very proud of yourself
DebsDebt at LBM 1/6/09 - £21495 :eek:
DMP mutual support member number 328
Proud to be dealing with my debts
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