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strangely elated

Hi everyone,

I have finally had the courage to sit and add up all my debts (over £38,000) I have been putting this off for ages, but feel quite elated :j, I know its gonna take me a few years to get straight - but I know i will do it! and why i want to do it!

I have got a rainy day fund (about £25000) and also a couple of endownments due to pay out in 2013 (about £16,000).

So now its time to tackle those debts! need to do a SOA thing, will do one tonight. Think i may have had a lightbuld moment :T

Wish me luck and looking forward to getting to know you all
Well Behaved women seldom make history

Early retirement goal... 2026

Reduce, reuse, recycle .

Comments

  • cakey
    cakey Posts: 337 Forumite
    Good Luck!!!! :)
    STARTING BALANCE JAN 09 £47,400
    Debt left 24th December 2010 - 13611!!!!!:j
    Update may 2013 - debt left £8000
    Update oct 2014 - £2500
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    Good luck!
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • oops so elated, I must have vodka'd fingers - rainy day fund is £2500 not £25,000 (that must be wishful thinking) lol.
    Well Behaved women seldom make history

    Early retirement goal... 2026

    Reduce, reuse, recycle .
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    very best of luck!! That extra 0 would have doubtless made all the difference...
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
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