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Mortgage offer question
sgh1976
Posts: 424 Forumite
I have a mortgage offer from the Halifax. It is set to expire on the 31st Jan 2010. It looks like the house I am buying will still be under construction at that point (still a patch of dirt at the moment).
Now the product we got from Halifax is being discontinued.
My question - Can I change the product before the Mortage Offer expires?
If I wait until the offer expires and then reapply ( I cant ask for an extension as the product won't be there to extend) I would have to pay for valuation again. If I changed the product before the 31st Jan, I should avoid this outcome and get the extension I require.
Anyone able to clarify the situation. Cheers
Now the product we got from Halifax is being discontinued.
My question - Can I change the product before the Mortage Offer expires?
If I wait until the offer expires and then reapply ( I cant ask for an extension as the product won't be there to extend) I would have to pay for valuation again. If I changed the product before the 31st Jan, I should avoid this outcome and get the extension I require.
Anyone able to clarify the situation. Cheers
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