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Be Optimistic in October & join our NSD Challenge!

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  • Keiss_21
    Keiss_21 Posts: 2,652 Forumite
    Both Monday and yesterday were NSDs - only 1 more to go to reach my target! :j
    Have to pay for my organic veg box today and DH is talking about popping into Mr L on the way home. Hope to find another NSD before the end of the month (Thursday and/or Saturday are looking possibilities at the mo).

    Both DH and I are trying to fit our spending into a few days, rather than the drip-drip trickle of every-day spends. Perhaps this is why our budget is looking so healthy this month...and the freezer is pretty packed too!

    BigMummaF - thanks so much for running this thread,
    :T:T
    It really is helping lots of us to concentrate on what and when we spend our money. We will never get fed up of you!!

    Have a good final few days of the month everyone.


    13 projects in 2013: 7/13
    Cross-stitch Club Member no 13
    Weight loss since 24/06/2012: 30lb
  • karenccs67
    karenccs67 Posts: 1,088 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Congratulations to you all, you've all done really well and have inspired me to join you in November. :T
    ***Dont save what is left after spending, spend what is left after saving***
  • BigMumma we need you, please carry on. It wouldn't be the same without you

    Trisha
    It is far better to know nothing than to not know

    anything

  • Number 18 today :D
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • so_here_we_are
    so_here_we_are Posts: 413 Forumite
    edited 29 October 2009 at 8:33AM
    Big Mumma please start the November thread we need you....

    Also today I have had NSD 11/10 x
    1vs 100 £50
    5500/335.25 (5.5K COMING DOWN)
    20.00/10,000(10K GOING UP)
    Not long now
    :)
  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    11 for me today - one more to go!
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • BigMummaF wrote: »
    I managed another yesterday, so am well & truly into double figures at last!

    *If anyone fancies taking the reins for next month, please do holler :D The only reason I've been starting them is to keep the thread going, as I feel it does help focus the mind a bit & would hate to see it disappear into the ether. I don't mind continuing, but fear you'll get fed up with me at sometime :rotfl:


    Please do continue! :T:A This thread is fantastic and you are doing a brilliant job. This is my first time on this challenge and it has REALLY helped me to stay focused. I look forward to hearing about everyone's progress each day and I'm sure that everyone will share with me when I say that it adds a little extra incentive to watch the pennies and make things stretch just that little bit further.

    As a consequence of the 13 NSDs I've had this month I reckon I've saved more than £65 just on taking packed lunches to work and not buying coffees etc! More if I add in other little things like not buying a newspaper and reading online instead, for example. If everyone added up or estimated their savings as a consequence of their NSDs I wonder how much it would be? One thing I can be certain of: if it wasn't for this thread mine would be a lot less. :T

    I don't think I'm going to make any more NSDs before the end of Saturday unfortunately. However, the thread certainly helps the money saving habit - so I'm going for the lowest spending days that are possible. :D And, I'm looking forward to November's challenge.

    Thanks BigMummaF and thank you, all! :T
  • karom
    karom Posts: 475 Forumite
    Mortgage-free Glee!
    BigMummaF wrote: »
    The only reason I've been starting them is to keep the thread going, as I feel it does help focus the mind a bit & would hate to see it disappear into the ether. I don't mind continuing, but fear you'll get fed up with me at sometime
    No way NSD is a little stone that focus the mind and you keep it going. Thank you so much for your commitment and absolutely love the commitment you make to keep the thread alive.
    You are doing a great job xxx:T
    MFW on your mark
  • Please carry on the thread MummaF, it's brilliant and really keeps me on the straight and narrow.

    This will probably sound a bit sad but I do get a little excited posting on here and changing my NSD totals. I get more pleasure doing that than eating a bar of chocolate. It's when it gets better than a glass of red wine that I will really start to worry. So please carry on.. it's brilliant..

    I had another NSD yesterday. I won't manage it today as going out tonight and posting letters.

    Hope everyone has a good day..
    One debt in 100 days £384/1264(£865 left)
    Pay all your debt off by xmas 2014 £276/18864
    NSD 4 and 4 in a row
  • Hi all, I am declaring 14NSd for October :) Think I was aiming for 12. For some reason I did quite well with challenges.

    Brokemedic - I agree it's a good feeling when I can post that i've done well and had a NSD. I feel bad when I haven't achieved them. Do we need to get out more lol ;)
    :j Baby boy arrived 22nd August 2012 :j
    :jSecond menace arrived safely 13th February 2014
    :j
    Debt Free Wannabee 2015
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