Breakdown cover in Ireland when living in Northern Ireland

choccybuttons

Hi

Does anyone know if there is a policy that covers you for Ireland when you are living in Northern Ireland.

xxx

vij

any major policy with EU cover will be suitable.

AA
Saga

Ballymackeonan

I;ve only ever seen one policy with a restriction, and that was van insurance. My car policy includes UK mainland, Channel Islands, Isle of Man and Republic of Ireland specifically, got through Hughes

wifeforlife

I have always went for the AA roadside and relay - when an offer is on and don't forget quidco for good cashback (not at present though)

It includes ROI as standard, I even called to check when taking my last policy out last November

Cate

jammin_2

Ballymackeonan wrote: »

I;ve only ever seen one policy with a restriction, and that was van insurance. My car policy includes UK mainland, Channel Islands, Isle of Man and Republic of Ireland specifically, got through Hughes

So not Northern Ireland then?

If it's any good to you, Quinn Direct car insurance comes with breakdown cover as standard, which covers you throughout the UK and Ireland.

belfastgirl23

The AA def covers Ireland North and South on their general package whereas with RAC you need to go for European cover to do north and south. Same with green flag. That's why I stayed with AA.

Golden_Anemone

belfastgirl23 wrote: »

The AA def covers Ireland North and South on their general package whereas with RAC you need to go for European cover to do north and south. Same with green flag. That's why I stayed with AA.

I'm with RAC and don't have European cover - I pay £47.50 p/a - and have used them in RoI. It was a few years ago but I haven't had anything from them to say my cover has changed.

jammin_2

From AA UK's Terms & Conditions:

For help following a breakdown in the Republic of Ireland
(under discretionary/reciprocal arrangements) 00 800 88 77 66 44

There seems to be no mention, however, of what these discretionary/reciprocal arrangements actually may be.

belfastgirl23

Golden_Anemone wrote: »

I'm with RAC and don't have European cover - I pay £47.50 p/a - and have used them in RoI. It was a few years ago but I haven't had anything from them to say my cover has changed.

I checked again with them outside Tesco in the city centre over the summer (they had a stand) and they said that def RoI wasn't covered. They had also told me this over the phone before . will be interesting to see if anyone has had any different experiences.

As for AA in RoI I check with them every time I renew and they do say they cover RoI but luckily I've never had to put it into practice...

jammin_2

From RAC UK's website:

Your question
I live in Northern Ireland, will I be covered for recovery in Southern Ireland without taking European Cover?
Your answer
Yes - if you have UK breakdown membership, you will be entitled to only Roadside Cover within the Republic of Ireland. This means we will attempt to fix your vehicle at the roadside, or give you a 10-mile tow to the nearest garage. For all other services, including Recovery, you would need to take out European Breakdown Cover.

With the exception of the use of the term Southern Ireland (cringe!), I think the quoted text is quite conclusive.

Pretani

jammin wrote: »

From RAC UK's website:

Your question
I live in Northern Ireland, will I be covered for recovery in Southern Ireland without taking European Cover?
Your answer
Yes - if you have UK breakdown membership, you will be entitled to only Roadside Cover within the Republic of Ireland. This means we will attempt to fix your vehicle at the roadside, or give you a 10-mile tow to the nearest garage. For all other services, including Recovery, you would need to take out European Breakdown Cover.

That's works out alot cheaper than calling some rip-off recovery firm from the Republic.