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can anybody help
pluto12
Posts: 19 Forumite
Hi
Can anybody help me.
I have had a quick chat with someone from ccca, I am to phone them back on Monday.
My question is:-
I am on a DMP with payplan at the moment but I am finding it a struggle to pay the set amount every month, and they seem to be pushing their products on me every time I ask them anything, or if I tell them that I am finding it a struggle.
So I was wondering if I could change my DMP and be with CCCA, they seemed very helpful and nice, I do not want to mess anything up with my creditors but I am finding it hard and sole destroying to be paying £155 every month and I am still being charged interest on sum of my debts, and the fact that I have paid £1700 off since November, and I owe only £400 less then when I started, because of the companies,"all but one are credit cards" that are, or still have charged me interest over the first several months, I also am told that my debt will be paid off in Jan 2045.
I cannot see light at the end of the tunnel with this, but I am also frightening of going it alone, like some of you brave people have.
Any advise would be greatfully received.
Thank you
Pluto12
Can anybody help me.
I have had a quick chat with someone from ccca, I am to phone them back on Monday.
My question is:-
I am on a DMP with payplan at the moment but I am finding it a struggle to pay the set amount every month, and they seem to be pushing their products on me every time I ask them anything, or if I tell them that I am finding it a struggle.
So I was wondering if I could change my DMP and be with CCCA, they seemed very helpful and nice, I do not want to mess anything up with my creditors but I am finding it hard and sole destroying to be paying £155 every month and I am still being charged interest on sum of my debts, and the fact that I have paid £1700 off since November, and I owe only £400 less then when I started, because of the companies,"all but one are credit cards" that are, or still have charged me interest over the first several months, I also am told that my debt will be paid off in Jan 2045.
I cannot see light at the end of the tunnel with this, but I am also frightening of going it alone, like some of you brave people have.
Any advise would be greatfully received.
Thank you
Pluto12
0
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