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Following on from the ID Fraud..... Charging Order
Comments
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I think that covers everything - i'm going to give your CAG thread a bump though.
Another thing you should do (i don't know anything about the legal aspects so can't advise there) is to contact experian and try to get your credit file cleared up so that only your accounts are there and find out what you can do about any name and other addresses that you have been associated with.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
Just another thought.
Are you in the UK or in Canada?
Would someone be able to attend the hearing in your place?After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
Hi George UK
Very good idea on my experian credit report, maybe I should ask them to publish a statement on my credit report stating I believe I have been the victim of ID fraud or something like that - will look into it.
Re the hearing - it really depends when it is, I have to be back in January so for now I can attend but if it happens any time after that I doubt it! The terms of my Canadian residency state that I have to be in the country for set periods otherwise I can loose my residency. I'm not sure if anyone can attend in my place? I thought it had to be me or no one?0 -
Having looked at your messages, I believe that the wording should be to set aside the Charging Order and any Judgment on the grounds that you do not owe the debt and provide details of the fraud.
The appropriate Judge would be district Judge.
It would need a hearing but if you state that you are in Canada you can request a telephone hearing.
Claimant's solicitors would be the party it needs to be served on.
Hope that helps.0 -
If still unsure how to fill in the N244, it might be worth calling CAB or nationaldebtline to see if they can talk you through it or give any pointers.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
Thanks Primmer! That was very helpful. Do you know what claim number I should be submitting this form against, should it be the CCJ or the CO or should I write both in there?0
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I would put the Claim Number for the Charging Order if the numbers are different.0
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Excellent I'll get doing that asap.0
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