can i get a loan if i'm unemployed?

was786

hi guys, i jus wanted to ask i really need £3000 and was wondering if i can get a loan if i was unemployed (as i currently am). if yes can u tell me where frm this would be extremely helpful. thanx.

Fonz_2

How are you going to pay it back if you don't have a job?

McKneff

under the circumstances - would you lend you £3,000

jonesMUFCforever

In othe words you have 2 choices - no chance or a back street lender.

How important are your legs to you?

tsimehC

...what are legs worth in the black market jones?

jonesMUFCforever

Mine are worth to me more than a loan of £3000 where I am unemployed with no hope of repaying!

mandi

Well some really useful replies to the OP guys , well done :rolleyes:

OP if you are in receipt of unemployment benefit, you could apply for a budgeting loan, but it willl fall far short of 3k, anything you borrow will then be deducted from your benefit weekly until its repaid .

Please accept my apologies for the previous replies. Its Friday & the kids have ran out of alchopops

was786

i get income support and child benefit for my kids so all in al i get around £12000's a year

jonesMUFCforever

mandi wrote: »

Well some really useful replies to the OP guys , well done :rolleyes:

OP if you are in receipt of unemployment benefit, you could apply for a budgeting loan, but it willl fall far short of 3k, anything you borrow will then be deducted from your benefit weekly until its repaid .

Please accept my apologies for the previous replies. Its Friday & the kids have ran out of alchopops

Come on then Mandi - what is your answer to OP?
Would you lend your money to someone who is unemployed?

jonesMUFCforever

was786 wrote: »

i get income support and child benefit for my kids so all in al i get around £12000's a year

How much of that is left over each month?

jennihen

Hi WAS786 - most likely NO! Unless its from a dubious lender with horrific APR. Try posting an SOA on the Debtfree wannabe board and the reasons for needing £3000 and they will be able suggest alternatives. I know this isn't what you want to hear but I've been in your shoes and borrowing at extortionate rates just leads to more stress and misery.
JH