can i get a loan if i'm unemployed?

McKneff

mandi wrote: »

Well some really useful replies to the OP guys , well done :rolleyes:

OP if you are in receipt of unemployment benefit, you could apply for a budgeting loan, but it willl fall far short of 3k, anything you borrow will then be deducted from your benefit weekly until its repaid .

Please accept my apologies for the previous replies. Its Friday & the kids have ran out of alchopops

Please dont apologise for me missus, i can speak for myself and if an apology is needed i will do it myself, thanks very much

I thought the replies were pretty good, we all know what a downward spiral it is if you really cant afford
the repayments, you then borrow more and more to pay off the debts, then the repayments go out of the window in favour of rent and food. It just might make the OP think a bit before he/she jumps into the cavern of debt.

elfen

Why dya need that much money? Isn't it obvious what the answer would be...You're unemployed, you are on benefits (regardless of what they total, they are still an unreliable source as they can be late or withdrawn at any time - sometimes for no reason) Every single lender will see you as a gigantic risk (I'm also seen as a risk, I'm a student)