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hannahjayne2407
hannahjayne2407 Posts: 8 Forumite
edited 29 November 2009 at 9:10PM in Debt-free wannabe
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Comments

  • Hannah, why not post your SoA, perhaps people on here can suggest some changes to help you make more progress with your debts.

    Have you looked into snowballing??

    Are you still getting into more debt to pay your bills?
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Hannah, at least you're in the right place to do something about it.
    It took years to build up the debt - it'll take time to get rid of it too.

    Have you posted up a statement of affairs yet?
    If the interest is a problem, have you looked at getting 0% or life of balance cards?

    I know this is you venting/ranting thread, but just thought i'd ask.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Hi hannah, congratulations on the baby. This is a lovely time in your life so do try to put the money worrys to one side and enjoy your newborn.

    Do post a SOA the link is HERE

    Once you have done that we will have a look over it for you and make some suggestions to help you clear the debt. I know at first it seems like an impossible task but honestly even the smallest change can make a big difference.

    You've made the first step by posting here so well done and welcome.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
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