A little confused, can anyone help...

macpep1

Firstly I only joined a few days ago and posted my SOA but this site is ssooooooo addictive, its one of the very few I can use free at my work (we are only allowed 60 mins a day of free time). Needless to say the past few days I have been trawling the boards. There are a few things I wonder if someone can anser for me please I have been on a lot of the money saving/freebies etc and have saw a few good ideas, gonna dust off the breadmaker.

I have got most of the abbreviations but a few I have no idea what they are and a few words

NSD - No Spend Day?
F & F - Fax & File?
PAD - Pay a debt?
Scratchies????
Clickies?????
Quidco????

Sorry if I am way off but I was determined to find out from the forums what they were but they don't appear to be anywhere, I found one with abbreviations but the above was not on them. TIA

KipKip_2

Hiya and welcome to MSE

your rights its a great site and very very addictive!

I think F&F means full and final - as in full and final settlement!

Scratchies are free daily scratch cards you get off bingo websites etc.
Clickies are daily clicks off websites where you seach for a particular product, go thru to the website and get paid 2p per click, normally around £3 a day can be earned this way with a little patience!! Eagerleaner (think thats her name) has a "leaflt" type thing that can get you started if your interested!

Quidco is a cashback website, use it for most of your online purchases! especially switching utitilty companies and purchasing insurance!

took me a while to figure out all the abbreviations too! Got there in the end! (i think!)

Kip Kip x

Smithy22

Ha,

I've been looking for a thread like this macpep! I'm in the same position as you - new to all this but fast becoming addicted ha ha. There are other abbreviations I've been wondering about, I think they refer to family?! such as OH and DD???

Can anyone shed any light?

AlwaysWorking

Hi! OH is other half and DD is 'dear daughter', DS is 'dear son'....I think!! :rotfl:

klee1505

does anyone know how to get onto the clickies thing?

Tixy

Here is a huge thread about the clickies - but the first couple of posts explain quite a bit of it. http://forums.moneysavingexpert.com/showthread.html?t=609037

dancingfairy

NSD is a no spend day - yep
PAD is payment a day ie rather than scratching about at the end of the month etc to try and overpay your debts you put a little something towards it everyday - even if it's just the odd bits of change in your purse. Works for some people - especially with online banking and I think it's say if you budgeted 5.00 pounds to buy something and you got it on offer for 3.00 pound then you put the spare 2.00 towards the debts.
And as Kip Kip said F&F is full and final settlement ie if you've been on a dmp for years or you've had ill health or something and it's kind of an aceptance by the company that they could either wait years/decades at the rate you are currently going or they could take a token amount, usually a set percentage and write the debt off.
df