Possession Hearing....Need advice please

Doomboy

Hi guys
Just received a letter from court to say that there will be a repossession hearing next month with regards to our old house.
My wife and I left the house and moved to rented in june, and went bankrupt in july this year, so the old house is empty.
There is a defense form in with the letter that we received which asks us to fill in a kind of SOA so that they can determin how much we can pay towards the mortgage arrears once the house is reposessed....this has made me start to panic as we can not pay anything towards this which was one of the reasons we went BR. Would all this be included in the BR?
Im just a tad worried that Im gonna have bailiffs round.

peachyprice

Yes Doomboy, it will all be included in your BR.

Send back the defence forms, with a copy of your BR order and a short note saying you do not contest the repo. Some helpful judges have been known to adjourn a repo case if the haven't heard from the home owner, thinking they're doing them a favour by delaying it. :rolleyes:

fermi

No need to fill out the SOA either.;)

That is only relevant if you want the court to let you keep the house and catch up on missed payments.

Doomboy

Thanks Peachy!!!!!!!!!! panic is begining to ease
Do I need to fill the SOA type forms in...it just seems like a waste of time

peachyprice

Thanks Fermi, I forgot to mention that

Doomboy

OOPS!!!!!
Sorry Fermi didnt see tour post
MANY THANKS GUYS AND GALS!!!!!!!

Doomboy

Thanks again guys......would we have to attend the court hearing?

tigerfeet2006

Shouldn't need to if you send them the paperwork but if you want to make doubly sure that they get the repo and it is not delayed for any reason I would go.

Doomboy

Phew thats a weight off!!! many thanks...this board rocks!!!!!