Bad credit loan success????

helo_healer

Let me first begin by saying I would prefer not to receive critisism for my past. I do honestly understand that in the past I should have been more careful with my spending. But the past is the past and I am paying the consequence of that already.
The thing is due to some very unforseen circumstances I find myself in need of around £2500.
I have scanned the tinterweb for bad credit loans but only tend to find brokers requesting large fees for 'accepting me as their customer' (clever wording)
I am aware that I would have to pay a higher APR for being high risk and appreciate that but over the last 3 years I have worked hard to restore my previously terrible credit record. If I don't manage to get this money I might end up blemishing my record further.
Therefore my question is:
Has anyone with bad credit been succesfull at obtaining a loan and where did they get it from? especially interested if it was from a lender as opposed to a broker. That said a gen broker would also do.

Thanks for now

Fru_T_Bun

Ive been looking for similar info to your post.

Would be interested to find out if anyone has any response to your post.

sharkeybabe

I`ve been trying also for a loan for about £2000, would be good to know where to get one.
I`ve since paid off all my debt in full over the past 2-3 months but not sure how long it stays on my credit file and what to do to get it off etc.

Hope someone out there can help.

Thanks
Sharkeybabe

dukey

sharkeybabe wrote: »

I`ve been trying also for a loan for about £2000, would be good to know where to get one.
I`ve since paid off all my debt in full over the past 2-3 months but not sure how long it stays on my credit file and what to do to get it off etc.

Hope someone out there can help.

Thanks
Sharkeybabe

it stays thhere for 6 years...

welf_man

Sounds like a job for a Credit Union! They're set up to assist with poor credit histories - although they'll expect you to have got things together now - and charge fairly reasonable rates. You will need to open a savings account, but most let you borrow straight away.

Mel.

asandwhen

try blackhorse

Konamb212

I have a less than favourable credit score and Black Horse have provided personal finance to me, yes its at a higher APR - but as you say - we cant be chosers in these situations