new house and struggling

bryanb

owens3116 wrote: »

me hubby and 2 year old daughter < dont fancy a lodger as having a litte girl id be a bit worried

Not all female lodgers will be lesbian, don't worry.

Tixy

Perfectly understandable not to want to expose a toddler to a unknown 3rd party who by living in the same house could have influence over the child.
I think the poster is probably worried about things such as someone smoking or swearing or drinking heavily around her daughter or other antisocial behaviour.

Bella79

Thankyou all for your suggestions

YEah we do really need to cars ones a van which hubby uses for work and i live a bt from family so use this for that and shopping etc would go mad without it

Thats right tixy thats they sort of thing im most worried about

My income incudes tax credits and benefits my credits have droped a lot this year as last year hubby earnt more thanwe thoguht so they have amended our award this year

were on 12 m contractt with bt so wll have to wait for that to end before i can change suppplier

I already cook from scratch and bulk meals out cant seem to get budget below that but will try harder

the £480 is for xmas for everything food prezzies the lot

On a bad month hubby wont earn ennough to evne cover bills which puts us right up the creek without a paddle

Jo_R_2

Hey

I so know what you mean about having the car - I'm a stay-at-home mum and honestly, having a car is like a lifeline to the outside world. Admittedly ours is from 1990 and is worth so little we got given it LOL but it works for us!

We're pretty stringent about fuel costs though and I/we do walk where we can for shorter trips which helps. How much of the fuel costs are for the car?

I noticed the grocery costs at £300. For three of you I reckon you can easily cut this - there's 5 of us (2 adults, 2 LOs and a baby that would scoff everything, swear he has hollow legs already) and we average around the £200 mark. I also cook from scratch, are you menu planning too - down to the very finer points such as packed lunches (if your DH has one) and how much milk you use?