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Mortgage With CCJ

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Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    At 75% LTV you should have some options

    They will not be the best rates, but it should allow you to get the mortgage in both names.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • if it's that recent you are really going to struggle in the high street unfortunately...sorry. Rates elsewhere won't be too cracking

    75% ltv will certainly opn up a fe more rates for you and also better affordability calculations if doing this just in your oh's name. May be an idea to get some help from a good whole of market broker who will be able to look into the income side of things for you without getting credit scores done will nilly.

    good luck with it.
    Happily an ex mortgage broker!
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