F&F template letter?

*Kelly*

Hello

Can anyone tell me if there is a template letter I can send off to ask for a full and final settlement?

Also if anyone has any info about this ie what to make sure I include in the letter, I would be very grateful.

Tixy

Hi Kelly

A factsheet and sample letter can be found here
http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=24_full_and_final_settlement_offers

I would also advise you amend the letter to give a deadline to them accepting your offer (maybe give a date say 2 weeks after the date of your letter) and saying you will make an offer to another creditor instead if they don't accept your offer.

GeorgeUK

http://forums.moneysavingexpert.com/showpost.html?p=25205349&postcount=11

Might also be worth mentioning that the amount offerred is taking into account unlawful charges and point out how long it would take to pay off the debt and the amount offerred if they didn't accept the offer.

As Tixy says, state that the funds are only available for a limited time and are coming from a 3rd party.