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buying on the net and insurance with bank accounts...

when buying things on the internet what is the best card to buy things with?

a delta card or Visa credit card? do they both offer insurance on goods if there are any problems with the goods not turning up? or is this only for things over a value of £100? does it depend on banks. our accounts are with Abbey delta, Nationwide flexaccount and credit card and a few other credit cards. thanks in advance
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