Any MFW and DFW?

steph123steph

I have debts that I want to clear faster than planned and also want to reduce my mortgage by as much as possible in the meantime. How do other people juggle this? My debts are fixed so the intrest wont be affected by OP's but of course my mortgage is different. Im thinking the sooner I free my small debts up the sooner I can make large OP's on the mortgage if that makes sense.

There's so many places I want to cut from where is a good place to start? I know a couple have a piggy bank to encourage, any other tips? xx

evab_2

Would the interest be altered on the repayment of the debts if they were paid off in full?

SmlSave

Hi steph

I would suggest that its best to clear the high interest debts first and then to focus on your mortgage.

I have a piggy bank and regular savers to save little and often (I'm only allowed to OP in Jan)

I found cutting my grocery bill was quite easy - read the OS board - and cutting down on the amount of alchol we drink saves a fair bit