Monday 21st Sept - what small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning lovely DFWs....back to Monday again..booooo:o
Hope you all had a fab weekend - *waves madly to everyone*

Had a very, very quiet wekeend as my girls were with their dad so I'm very rested and don't feel too bad - apart from a mild panic whenever I think of starting Uni on Wed, I'm so nervous:rolleyes:

Ok, here's my list for today....not much I don't think:

• check banking
• daily scratchies...(I won £5 yesterday!)
• post book to my sis for my niece to read, save them buying one
• packed lunches all round to work
• no heating on yet, even though I feel chilly in the evening
• keep switching lights etc off when we leave the room
• read paper online
• keep house tidy
• get cross if my laptop doesn't arrive....
• dinner tonight from plan - meatballs and spaghetti (hopefully DD2 will make them for me!)
• sparkle....

Ok, that's all for now - have a great day everyone

mogchops

Morning all!

Thanks for starting the thread Milly, glad you had a nice quiet weekend, & GOOD LUCK for Wednesday!! You will be brilliant!

Katylittlelady - congrats on the writing course shortlist, fingers crossed you get through! :T

Monday again already, how did that happen?!

- Check online banking
- Quidco clicks
- Packed lunches all round (including fairy cakes with pink icing and sprinkles )
- Chicken casserole in slow cooker for tea
- POST THOSE LETTERS
- Put on a jumper NOT the heating if it gets chilly
- DDs to Rainbows and Guides tonight
- Will be a NSD :j

Have a lovely day everyone xx

DawnW

Morning all :j

Monday again :rolleyes:

Don't worry about starting Uni Milly, you will love it! I started when I was in my mid thirties, and was a bit nervous, but really, really loved it - one of the best times of my life. I even went back after some years teaching to do a Masters and a PhD (though these were not so much fun)...
It gives you a whole different outlook.

Today I have / will:

Check online banking (done)

Ordered a wrap dress from ethical superstore (not ms, but need another tidy dress for work, and not too expensive - and fairtrade, so helps somebody else out who is struggling)

HM meals from stores and leftovers

See to animals and plants (in a minute)

Do a bit of housework each day as it is threatening to overwhelm me - I am so tired at weekends, it just doesn't get done. OH is working all the time at the moment and never seems to be there to help. If I knew someone suitable I would consider employing a cleaner for one day a week, but it would have to be someone I trust, who would be ok with my scruffy house and two funny little dogs...

Chase tenant for rent if she does not turn up to pay it this evening :mad:
She normally texts if it is going to be late, but hasn't done so. I have paid out for expensive repairs this month, too.

Right, must get off here and get to work :eek:

Have a nice day everyone :hello:

Katy83

Morning everyone!

How on earth did it get to be Monday again already? *sigh*

Good luck for Wednesday Milly, you are bound to be nervous but I am sure you won't be the only one!

Today I will:

• Check online banking
• Update spending diary with reciepts from weekend
• Phone Scottish Power with meter readings from the flat and get dd adjusted
• NSD
• Packed lunches, breakfasts and pasties for dinner which I made yesterday
• Do ironing tonight (didn't get this done yesterday)
• Switch the heating off if I get home after OH and not let him put it on if I get home first. I really should stop stealing all of his jumpers - then he might be a bit warmer!

Was going to go to yoga tonight but my muscles are still so stiff after body pump on Saturday that I am not sure it is such a good idea. Might go up to the flat and try and work out how to cut off the water and drain the system...still haven't made a start on the bathroom

Hope everyone has a good day!

Pippilongstocking

Morning all

Today

Banks
Phone about DSA and see if I can order stuff locally
Mac and cheese tonight (not KT's famous recipe but maybe one day..........)
Dogs walk in field
Check when extra points voucher at boots expires
Take lunch in
Go to recycling place during daytime to claim mileage
Think about what else
PAD to evil edna - might only be 1 pound but it will be something
Phone oil people if no response to last weeks email
DOg food as well, need to get some

Well done to all today - Millie good luck and you will love it - sending good laptop vibes

Dawn - grr to tenants
Katy if you are still yoga will be really good for you
MOGCHHOPS _ if you don't post the letters I will come and do it for you ..........:)

Miss_Piggy_2

Good morning all!

Monday again - bah humbug!

Chilly here this morning so heating gone on for 10 minutes to take chill off iar. Going off again shortly though!

So, todays list:

* Check on line banking :eek::rotfl:Payday Friday thank god!
* Hung washing outside
* Checked all unneccessary plugs turned off
* Sort a meal plan (yes, still not done) from inventory I did of fridge, freezer etc last night
* Storecupboard lunch and dinner
* Contemplate doing tesco order for next week to take advantage of £10 off offer - could stock up on essentials for month
* Investigate which swimming pools offer laned/casual swims for tue and thu Pms (when piglet at nursery).
* E-mail friend instead of ringing and spending hour on phone!
* Charge mobile at work
Think thats it for today!

Miss P
xx

Pippilongstocking

I have got £1.11 in one of my accounts today - well at least its not OVER my OD - LOL - and £143.17 in the other - its a wonder I manage on a daily basis as am sitting here scratching my head thinking um - why......so little....

Miss P well done on the food inventory!

Pippilongstocking

*edits*
Charge phone at work
HC later on for DD
Find out if I can order the computer etc I need myself rather than go through a 'recommended' DSA supplier and claim the cash back through quidco - well worth a shot?
Talk to brother about guitar hero bundle offered with some other bits from a pal (her DS is selling them) we want some of the bits but not all of it - so trying to see if brother or BIL would like to have some bits to help us buy some and her get rid of the rest of it
Sparkle

Rainbow stripey socks on - and a purple stripey top for double stripey action today

starnac

morning all. had a quiet weekend. have been trying to decide whether or not to apply for this job that's going at work. i know i can do the job but have only been with the company 7months and am wondering if they would just give it to someone who's been there ages even though i've got more experience?

anyway list for today

[STRIKE]check banking[/STRIKE] rent has finally gone in :j
[STRIKE]phone work[/STRIKE]
[STRIKE]register DD at nursery for october[/STRIKE] my little baby is growing up
start back of jumper i'm knitting (want it finished for DD's birthday so i don't have to buy anything)
[STRIKE]take bags of jumble to church[/STRIKE] DH took it on his way to work

think that's it for now

Pippilongstocking

Go for the job Starnac - you have nothing to lose by applying and shows you are keen to progress in the company....:)

crawley_girl

Morning people

Today I:

• have checked banking and all seems to be ok!
• have made some phone calls about some stuff
• am going to go into 2nd job for an hr or 2
• have college this evening. need to go into work and print off my homework!
• will have lasagne for dinner (made it last night and it was bootiful!)

:heartpuls CG :heartpuls