Bailiffs in Northern Ireland

BlueJeans_2

Hi All

Quick q? I'm I right in thinking that Bailiffs do not operate in Northern Ireland?

I have been threathened with door step collections:rolleyes: by Skycard but I don't think bailiffs operate in Northern Ireland.

I don't want to mention this to them if I am wrong:o and I wouldn't look to smug then:p

TIA

BlueJeans_2

Never mind - I got my answer:o

http://www.nidirect.gov.uk/index/money-tax-and-benefits/managing-debt/debts-and-arrears/enforcement-of-civil-court-orders-in-northern-ireland.htm

skint_chick

You are right - bailiffs don't operate in NI but why mention this to Skycard? The next step for them would be to go for a CCJ with a possible attachment of earnings order if your circumstances permit - then the Enforcement of Judgements people will be round to visit (eventually). Why not just let them think their doorstep collections agents are in the process of collecting the debt;)

I know it's tempting to say "up yours I know best" to them but in doing that you're helping them - and possibly disadvantaging yourself by spedding up any action they can take. Have you spoken to a debt charity about your debt?