Tesco CCA received - I think ??

chinawhite_2

Hi I have just received a reply from Tesco visa for my CCA request. The accompanying letter says "we are obliged to provide you with a true copy of the credit agreement ......in terms of CCA regulations this can be satisfied by providing a copy agreement at the date the card agreement was made and a copy of current T&C" - they have enclosed a 3 page copy of credit agreement stamped copy but with no signature box or tick box or dates anywhere and card number, credit limit and name and address have just been typed onto the top of it - it is headed this is a copy of your agreement for you to keep ??

Is this valid or not ?? :cool: im very confused !!!!!!!!!!!!!!!!!!!!

thanks

GeorgeUK

Does it state the APR or amount of repayments?

If not, it's not a properly executed CCA.

They are allowed to miss out the signature boxes, but all other details must be there. If it's not there then the reproduction they have given you does not fulfill their obligation.

chinawhite_2

Hi yes it does have the apr etc i have put links to the copies below - whats confusing me is that there isnt even a date - should it not at least be dated to show its a copy of what was sent at the time ??



http://i827.photobucket.com/albums/zz195/chinawhite1/tescocca1.jpg
http://i827.photobucket.com/albums/zz195/chinawhite1/tescocca2.jpg
http://i827.photobucket.com/albums/zz195/chinawhite1/tescocca3.jpg

thanks