We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Remorgage and clean up loans ect

thomasthefrog
Posts: 1 Newbie
Hi everyone, I hope you are all well.
I wish to clean my act up a bit in the money dept and need some advice please.
I have a house with a value of around 110-115k, and owe 70k.
My current morgage is with first active and I have no ties to it.
My credit card and personal loan are starting to be a pain although I can afford them I would like to free some money up.
My credit rating is good so should have no problems on that side.
Is there any company you could recommend, I would prefer a easy ride, last time I set my own morgage up I wished I had not!:rotfl:
I wish to clean my act up a bit in the money dept and need some advice please.
I have a house with a value of around 110-115k, and owe 70k.
My current morgage is with first active and I have no ties to it.
My credit card and personal loan are starting to be a pain although I can afford them I would like to free some money up.
My credit rating is good so should have no problems on that side.
Is there any company you could recommend, I would prefer a easy ride, last time I set my own morgage up I wished I had not!:rotfl:
0
Comments
-
Consolidating the debts is the last thing to look at.
You need to understand why you have the debt and stop the overspending.
Start with a SOA
http://www.makesenseofcards.co.uk/soacalc.html
this will allw you to consider all the options not just securing all your debts against the house.
Have you consolidated before?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards