Household Expenditure Spreadsheet Updated

blind-as-a-bat_2

For what it is worth, as not much change, not impressed:rolleyes:

http://www.insolvency.gov.uk/DocumentLibrary/Policy/Excel/Household%20Expenditur.xls


Copy of old version here

blind-as-a-bat_2

Income Payments Calculator Updated as well, confiming without doubt the inclusion of child benefit in IPA calculations:rolleyes:

http://www.insolvency.gov.uk/DocumentLibrary/Policy/Excel/Income%20payment%20Calculator%20final%20nov%2006.xls

skylight

Not good news, but at least they have managed to get round to updating them.

peachyprice

Thanks Bat. At least we know they're not set in stone, and the CB was expected.

blind-as-a-bat_2

Its OK saying that inflation is low, so this is in line with inflation, but that is not true on things everyone MUST buy, and what most faceing financial hardship can ONLY afford to buy


From July 07 to July 08, food prices increased by just under 11%, examples

Meat and fish: +22.9%
Store cupboard/general: +15%
Fresh fruit/vegetables: +14.7%
Laundry/washing/paper: +14.4%
Drink: +6.8%
Pet food: +6.5%
Bakery/cereal: +6%
Frozen food: +5.8%
Household: +4.4%
Health & beauty: +0.4%
Ready meals: -0.4%
Dairy: -1.8%
Baby food: -2.5%

And it has continued to rise, at least it has where i am

From July 07 to July 08 Petrol prices increased 24%, they have dropped, but are rising again

Over a similar period Gas And electric rose as high as 50%, but to be fair did fall a bit, there is no stat I can find on this, but some reports indicate 20-30% is what it levels off at.


Yes cars, house prices and LCD tv prices have dropped like a stone, but who faceing BR is looking to buy them

It was already way behind when it was last updated, if the above trends continue when the figures for 2008-2009 are released.............................................you do the maths

dalip

blind-as-a-bat wrote: »

Its OK saying that inflation is low, so this is in line with inflation, but that is not true on things everyone MUST buy, and what most faceing financial hardship can ONLY afford to buy


From July 07 to July 08, food prices increased by just under 11%, examples

Meat and fish: +22.9%
Store cupboard/general: +15%
Fresh fruit/vegetables: +14.7%
Laundry/washing/paper: +14.4%
Drink: +6.8%
Pet food: +6.5%
Bakery/cereal: +6%
Frozen food: +5.8%
Household: +4.4%
Health & beauty: +0.4%
Ready meals: -0.4%
Dairy: -1.8%
Baby food: -2.5%

And it has continued to rise, at least it has where i am

From July 07 to July 08 Petrol prices increased 24%, they have dropped, but are rising again

Over a similar period Gas And electric rose as high as 50%, but to be fair did fall a bit, there is no stat I can find on this, but some reports indicate 20-30% is what it levels off at.


Yes cars, house prices and LCD tv prices have dropped like a stone, but who faceing BR is looking to buy them

It was already way behind when it was last updated, if the above trends continue when the figures for 2008-2009 are released.............................................you do the maths

I CAN'T I DON'T HAVE EXCEL

blind-as-a-bat_2

dalip wrote: »

I CAN'T I DON'T HAVE EXCEL

Not sure if THIS will work, try it and let me know

tigerfeet2006

It really !!!!es me off that they don't include pocket money for children but they are taking CHB into consideration. It's for the benefit of the children not the parents debts.

Stressedscottish

Does anyone know if there is a new version of this for Scotland please?

Thanks,
SS

nervousmother

blind-as-a-bat wrote: »

Income Payments Calculator Updated as well, confiming without doubt the inclusion of child benefit in IPA calculations:rolleyes:

http://www.insolvency.gov.uk/DocumentLibrary/Policy/Excel/Income%20payment%20Calculator%20final%20nov%2006.xls

am i missing something as when i clicked on the link it still says child benefit should not be used at all
it did say child tax credit should be used.

also where do they live? i know there are 5 of us but for four it says £36 for water, we on a meter and ours is £80 a month!!! our gas and electric work out at £100 each £200 total,
bet they live on those allowances......

blind-as-a-bat_2

nervousmother wrote: »

am i missing something as when i clicked on the link it still says child benefit should not be used at all
it did say child tax credit should be used.

also where do they live? i know there are 5 of us but for four it says £36 for water, we on a meter and ours is £80 a month!!! our gas and electric work out at £100 each £200 total,
bet they live on those allowances......

When you hover over the little red triangles in the calculator it now reads this

Include all bankrupt's income sources, both earned and unearned. This includes all benefits including child benefit. No income payments to be agreed where the bankrupt's income derives solely from benefits.