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3 months on & creditors have all accepted

ozzyfan_2
Posts: 599 Forumite
Just to let everyone know that I had a letter from HFC/Household bank yesterday to say that they've accepted the offer of payment from CCCS, just have to contact them in 6 months to review it. This now means that all 5 of my creditors have now accepted the offer of payments. :j
Just wanted to say to anyone starting out on dmps etc to hang in there, it'll take some time but will be worth it in the end
Thanks to everyone on the DFW board, I couldn't have done it without you all :T
Just wanted to say to anyone starting out on dmps etc to hang in there, it'll take some time but will be worth it in the end

Thanks to everyone on the DFW board, I couldn't have done it without you all :T
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Hey ozzyfan,
That's fantastic - well done! You are doing great!
scottishspendaholic xMBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.830 -
Hi ozzyfan,wish I had your creditors,don't want to burst your bubble,but our creditors agreed to our offers then a few weeks later they are all starting to change their minds,interest is being charged again and calls and letters flowing in,at least I am in a better frame of mind to deal with them now.Hopefully they will see they not getting anywhere and change their decision again.
Well done anyway (I'm dead jealous)Debt at highest £102k :eek:
Lightbulb moment march 2006
Debt free october2017 :j
Finally sleeping easy in my bed :A0 -
thanks SS & livinginhope
livinginhope I'm really sorry to hear that you're having problems, I hope that they change their minds back again soon for you :grouphug:0 -
fabulous news
PP
xxTo repeat what others have said, requires education, to challenge it,requires brains!FEB GC/DIESEL £200/4 WEEKS0 -
Well Done., It's Good News.:beer: Keep your Chin up.. it can only get better :beer:
I'm one of those people who was born to have money,
but I just don't have any!
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Gratz Ozzyfan, you must be feeling great!Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
great news
hopefully we will start hearing from ours soon about payplanDFW nerd club number 039'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010
2008 live on 4k +cb £6,247.98/£6282.80 :T
sealed pot 2670g
2009 target £4k + cb £643.89:eek: /£6412.800 -
fingers crossed for you fizzel, hope you hear something soon
thanks everyone! (where's the thanks button when you need it?!)
had a really bad couple of years but I feel like I'm turning a corner now
wonder if this site will still be around when I'm debt free though! I hope so!
thanks again, you're all brilliant :kisses3:
(& Martin too of course!)0 -
im happy for you well done hope other peoples will be sorted out aswell, i spoke to my bank they said there sorting my loan out so now 70 will be put in and 20 of that for overdraft repayments and 50 for loan hopefully fingers crossed this works then its 17 months till finished!! yay:eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan
DFX 2013 #050: £ / £10,149.04 :eek:
C.C £507.55/£550.40 :T
DFD Oct 2015Downshift Challenge 2013
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Hey clarissa, well done you too! thats brilliant :beer:0
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