We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Bank Accounts
andyg99
Posts: 74 Forumite
Hi
I am looking for some advice, I have had a payplan account for 2 years now and owe approx 11k. My credit file is pretty bad as it has about 5 defaults on it and 1 ccj which is satisfied. I have a basic account with Alliance and Leicester but it offers no debit card facility which would be really useful to me at the moment but I dont wan to have lots of credit searches against my name now, does anyone have any advice about a bank account which would give me a debit card facility?
Thanks
I am looking for some advice, I have had a payplan account for 2 years now and owe approx 11k. My credit file is pretty bad as it has about 5 defaults on it and 1 ccj which is satisfied. I have a basic account with Alliance and Leicester but it offers no debit card facility which would be really useful to me at the moment but I dont wan to have lots of credit searches against my name now, does anyone have any advice about a bank account which would give me a debit card facility?
Thanks
0
Comments
-
I have the most basic bank account that was available with Natwest. It's called a step-account. There were no credit checks. You get a debit card (solo). I know many people don't like solo but I've never had a problem. It is more widely accepted nowadays both in shops and online.-->♥<-- Sugar Coated Owl -->♥<--
If you believe, you will survive - Katie Piper
Woohoo! I'm normal! Gotta go tell the cat.0 -
great cheers will give it a go!0
-
also co-op have a basic bank account with electron0
-
I am with Payplan. I set an account up with First Direct - Internet banking and have the Maestro/solo card/cheque book.
Maybe they can help too. You can apply on-line.Total Debt now £22,525.07 Start Debt £32,732.36
£10207.29 OF DEBT PAID OFF:j 31.18%0 -
Same with Woolwich, although they give you electron. Think about which card you want as electron and solo are not accepted everywhere. I have the electron, but have never had a problem with people accepting it. Not sure what solo is like for that...0
-
I just got a new account with First Direct, which came with Maestro Card, and also a Credit Card (which I didn't ask for but they offered - so transferred some debt to 0%). So if they offer to me with my level of debt, you have a great chance!Just adding up my debts, it's about £90K - OMG:eek:
Lightbulb moment - 27/03/20060 -
Coop cashminder gives you debit card and an online account. PM me your emai address and I will send you a spreadsheet with what each account offers and their links to creditors.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
-
try nat west basic account you will get a solo card also apply for a cash plus prepaid credit card (mastercard) handy for internet purchase flights hotels etc i put £100pm month on mine dont use it every month but it comes in handy if some where dont accept solo they will accept master card0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards