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ive given in to capital one

Im doing my own DMP all my creditors accepted ,but capital one woundnt so interest was pilling on which was a bit scarey .I filled in one of there income & expenditure and offered them £20 per month the minimum they could accept was £25 if i accepted £25 they would accept the plan for 12 months & freeze interest so i agreed .I feel abit weak now my budget for them was £20 but im tired of the phone calls i just want an easy life .

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