We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
My SOA
pttl80
Posts: 15 Forumite
Here is my SOA, its taken me months to pluck up courage and work out my outgoings and I am in a worse situation that I thought, No money for me to have any fun with I work fulltime and can't even afford to treat myself, mind you I am in this situation from treating myself, I owe my family around 20k as well (dont ask) and no spare money to pay it back. Help me please x
My monthly income 1000
Husbands 800 he contributes to bills.
Mortgage 491
Council Tax 96
Secured Loan 318
Rbs Loan 217
Home & Cont 13
Life Ins 9
Car Ins 49
Water 35
Catalogue 70
Catalogue 70
Next Catalogue 150 (payment I agree'd or debt collectors)
Argos Card 50
Food 100
Petrol 60
Sky 45
Internet 10
Phone 20
Total 1733
My monthly income 1000
Husbands 800 he contributes to bills.
Mortgage 491
Council Tax 96
Secured Loan 318
Rbs Loan 217
Home & Cont 13
Life Ins 9
Car Ins 49
Water 35
Catalogue 70
Catalogue 70
Next Catalogue 150 (payment I agree'd or debt collectors)
Argos Card 50
Food 100
Petrol 60
Sky 45
Internet 10
Phone 20
Total 1733
0
Comments
-
Best to keep this on one thread rather than start a new one.
http://forums.moneysavingexpert.com/showthread.html?t=1947753
You realy need to try and use the SOA calculator it gives a buch better picture of what is going on.0 -
Is it possible to find out the APRs on the debts and post these on a SOA?0
-
Bumping... needs a SOA though!Some days, it's just not worth chewing through the leather straps....
LB moment - March 2006. DFD - 1 June 2012!!! DEBT FREE!
May grocery challenge £45.61/£1200
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards