My SOA

pttl80

Here is my SOA, its taken me months to pluck up courage and work out my outgoings and I am in a worse situation that I thought, No money for me to have any fun with I work fulltime and can't even afford to treat myself, mind you I am in this situation from treating myself, I owe my family around 20k as well (dont ask) and no spare money to pay it back. Help me please x

My monthly income 1000
Husbands 800 he contributes to bills.
Mortgage 491
Council Tax 96
Secured Loan 318
Rbs Loan 217
Home & Cont 13
Life Ins 9
Car Ins 49
Water 35
Catalogue 70
Catalogue 70
Next Catalogue 150 (payment I agree'd or debt collectors)
Argos Card 50
Food 100
Petrol 60
Sky 45
Internet 10
Phone 20
Total 1733

getmore4less

Best to keep this on one thread rather than start a new one.
http://forums.moneysavingexpert.com/showthread.html?t=1947753

You realy need to try and use the SOA calculator it gives a buch better picture of what is going on.

bedhair

Is it possible to find out the APRs on the debts and post these on a SOA?

bargainbetty

Bumping... needs a SOA though!