F&F accepted - but AGAIN with the weird wording...

HannaB

Hiya, me again,

I'll keep the background short as it saves reviving an older thread. Been paying Rockwell since 2006 and, with o/s debt of £2,880.52, made a F&F settlement offer of £500. Rockwell came back with a £850 "consideration", asking for our SOA. I sent an SOA and agreed the figure of £850. Rockwell have now come back with this...

"Your offer to pay £850 in settlement of this debt has been accepted...You need to make this payment by 30/09/09... [blah, blah, blah]...
This agreement specifically relates to our client's account under our reference as stated at the top of this letter."

After reading the guidance notes from the National Debtline website and using the templates they had, I asked that my offer was made on the understanding that this debt would not be passed to any other company or pursued any further. However, the italics above seem to suggest that there is the flexibility for Rockwell to do this, and perhaps continue to persue this debt through one of their "sister" companies with Tessera using a different reference number.

Shall I go back to them and ask to reword this, or is this just standard text and I'm being paranoid?

I think we are at a stage now where we'll be glad to get them out of our lives for good (even if we do have to find another £350). Because we are so keen to do this, I don't want to overlook anything which might come back to haunt us later on.

Thanks as always

GeorgeUK

Have they stated that the debt is "full and final" settlement and that you are absolved from any further liability? Does it mention marking you credit file as settled or partially settled?

Tell them you have taken advice from nationaldebtline and require confirmation of these points.

HannaB

Ask an easy question, get an easy answer...

No they haven't included anything about "F&F" or the credit file. I'll write to them again.

Thanks GeorgeUK