Got a cheque but need the cash

chipbeck

Yes I could put it in my account and in 5 days it would help to pay off my overdraft.

I have a cheque for a couple of hundred quid and could do with the cash as I'm skint til next Monday. Anyone any sensible ideas as to how or if I could get the cash without giving it to the bank.

Cheers

sammy115

The only way i see it is one of those cheque cashing places but they charge and they usually ring the place who issued the cheque to check it out......

bunny999

Open another bank or savings account with it and then you will be able to withdraw the cash.

the_cat

Are you over your OD limit? If you aren't you could take out the cash (smallest amount you can get away with until Monday obviously) first from the cash machine and then go inside and pay in.

Net balance is the same. The only difference is that some of it will be 'uncleared'. I wouldn't advise it if you are in any doubt over the cheque though

chipbeck

sammy115 wrote: »

The only way i see it is one of those cheque cashing places but they charge and they usually ring the place who issued the cheque to check it out......

Anyone know how much they charge for this service?

g_attrill

chipbeck wrote: »

Anyone know how much they charge for this service?

At least 10%, and possibly a "joining fee" too.

chipbeck

Is it possible to get one of my mates to put it in their account?

the_cat

No, almost always cheques have 'a/c payee only' written on them to prevent theft