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Any body had any luck with these companies when offering full and final settlements?

Hi there

Just wondered how likely I am to get my full and final settlement offer accepted by, HSBC loans, AA loans, and Barclaycard? anybody had dealings with these companies and had any luck or have any tips?:huh:

Cheers

Vicky
:o2009 Goal to be debt free + start enjoying life again.:o
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