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Advice needed please - RBS won't freeze charges

I have been in touch with my banks and building societies and replies are coming in.

The Royal Bank of Scotland (I owe approx £1200) have told be that as my payment offered is more than the 2.25% minimum payment, they are unable to freeze my charges/interest. Can anyone suggest an approach that might change their mind?

would be grateful for any advice at all as am new at all this.

Thank you
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Comments

  • I dont really know what to suggest but i am sure someone will be along with some advice soon.

    Why dont you try and write to them again asking them to reconsider? It might be worth a go. :)
    March 2017 - Debt Free- cleared £21,750

    On a mission to repair my credit rating & own my own home
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Are you on a DMP right now? Is this why you are paying more than the minimum to them?
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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