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Broker made a mistake with mortgage, what are my options?

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Comments

  • welnik
    welnik Posts: 541 Forumite
    Hi, London and Country should have issued a KFI (Key Facts Illustration) and this would have documented the product recommended. Does this document differ to what was on your mortgage offer? But then again, what did it say on your mortgage application? Do the two tally? Your mortgage application is really the key document as this is what the lender will use to determine the product to apply to your mortgage.
    Matched betting proceeds so far: £505.00
  • nmiah786
    nmiah786 Posts: 577 Forumite
    Wheres Mortgageman? He should be able to sort this one out too!!!
    Debt at highest (November 2005) = £35,856

    Debt currently (August 2006) = £20,790
    &More £1,530, Egg £6,800, HSBC £3,760, Egg Loan £8,700

    Interim goal = £23,400 (Target: February 2006, Missed but acheived May 2006)
    2nd Interim Goal = £15,000, Target October 2006
    Debt Free Date = February 2008 BUT I'M GOING TO BE TRYING FOR SOONER!!! :p
  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    welnik wrote:
    Hi, London and Country should have issued a KFI (Key Facts Illustration) and this would have documented the product recommended. Does this document differ to what was on your mortgage offer? But then again, what did it say on your mortgage application? Do the two tally? Your mortgage application is really the key document as this is what the lender will use to determine the product to apply to your mortgage.
    The first key facts document was for a variable rate mortgage. So I phoned them up and they then sent out the key facts for a fixed rate mortgage.
    Happy chappy
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