1 month since my LBM........

Miss-Moneypenny_7

The first month has been ok, cleared £584.17 from my debt, which whilst it is not a huge percentage of my debt, it is going in the right direction.

I have found so much unbelievably good advice on this site and my only regret is that I didn't find it sooner!

I changed my bank account to a bank I didn't have any debt with, and in the process of changing all my direct debits over - hopefully will go smoothly!

I have been stricter with my budget but there are still savings to be made I am sure, so once things have settled down I will repost my SOA for advice.

I had a play on the snowball calculator which was interesting reading - I thought I was doing the right thing by overpaying my credit cards but it makes you see things in a different light and I will actually be better making larger payments against my old overdraft so I will amend my budget accordingly.

The only low point I have experienced this month is finding a number of my friends are announcing pregnancies etc which does make me a little down as being a mother is all I have ever wanted to do, but I know that hopefully in a couple of years I can be in their shoes and be in a position where I don't have to worry about money anymore.

Just wanted to say a big thank you to everyone on this forum, just reading your posts and hearing your journeys helps me to believe I can do this!

:j

mummum2

Just wanted to say good luck on your journey and well done for clearing that amount in a month, every little helps towards a DFD.

MM2

brokemedic

Well done :j

I enjoy reading stories like this as it spurs me on as well.

And £584.17 seems like quite a significant amount to me.

brokemedic

BeautyandtheBeast_3

hi i know your feeling about babies but we want to be able to actually afford a child xxxxxx

Bicky_2

Well done! I'm relatively new to this site and have mainly read posts, rather than posted myself. But am inspired by what I read and I love it when I hear that someone is closer to their DFD and is going through the same challenges as I am.

Keep it up and good luck with your journey:T

Little_Mis-spent

Well done for making it through your first month! :j

I, like you, am only now starting on this road but I know I already feel soooo much better just for taking control. I'm sure you do too

Good luck for the future xx

Miss-Moneypenny_7

thanks everyone for your lovely comments xx

MrsPorridge

Just popped in to say good luck. You've made an absolutely fantastic start so well done.