We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
MBNA 2.529% APR a month
itsgottogetbetter
Posts: 158 Forumite
Hi
I am getting so much support just by reading these boards..
Am in a lot of debt but working our way out slowly but surely.
Just wanted some advice I have a card with MBNA with extremely high interest - see above !!
Have only been paying min payment but now trying to pay off more each month. The card is no longer active,and the balance is £3600. Is it worth offering them something in full and final settlement? And what figure would you suggest... I have never missed a payment only been late a couple of times and I have a good credit rating..
Is it worth asking them?
Thank you...
I am getting so much support just by reading these boards..
Am in a lot of debt but working our way out slowly but surely.
Just wanted some advice I have a card with MBNA with extremely high interest - see above !!
Have only been paying min payment but now trying to pay off more each month. The card is no longer active,and the balance is £3600. Is it worth offering them something in full and final settlement? And what figure would you suggest... I have never missed a payment only been late a couple of times and I have a good credit rating..
Is it worth asking them?
Thank you...
0
Comments
-
Shy bairns get nowt. The worst they can say is no
0 -
Thats true I guess! Would you recommend what amount to try?
Thank you!0 -
start with 30%If you've have not made a mistake, you've made nothing0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards