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Thursday 10th September - What small DFW things have you done today?
pixiechick99
Posts: 3,731 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Good morning DFWs!
Lovely clear blue skies here - soooo much better than the autumnal dark morning at the start of the week:rolleyes:
I have a confession....I ordered a new laptop yesterday:o In my defence it was on offer (and the offer ended yesterday) - an excellent spec for the money...and it's shiny and purple:D;) I paid for it with the money my stepmum gave me for Uni - I will need it for Uni. We do have a laptop but DD1 is usually on it, so this way I wont have to boot her off:rotfl:
Anyway, on to today's list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Good morning DFWs!
Lovely clear blue skies here - soooo much better than the autumnal dark morning at the start of the week:rolleyes:
I have a confession....I ordered a new laptop yesterday:o In my defence it was on offer (and the offer ended yesterday) - an excellent spec for the money...and it's shiny and purple:D;) I paid for it with the money my stepmum gave me for Uni - I will need it for Uni. We do have a laptop but DD1 is usually on it, so this way I wont have to boot her off:rotfl:
Anyway, on to today's list:
- check banking and move tax credits and put some money in girls school trip account
- daily scratchies
- meal from plan - jacket pots and chicken
- walk to school, even though I have lots of petrol - must makethe most of the sun:p
- packed lunches to work
- post 2 ebay parcels
- NSD apart from postage
- washing was done last night, will g on the line
I really need to sort out a new signature!
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Comments
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Morning!!
thanks for starting the thread Milly - like the sound of the shiny laptop!!! :j
Got the cat determined to sit on my lap while I'm typing, she doesnt want to go out yet because its a bit fresh (wuss) so is sticking her paws on the keys instead! Helpful lol!! :rolleyes::rotfl:
Today:
- Check online banking
- Quidco clicks
- Tea from freezer
- Packed lunches all round
- Hoepfully DH will clean bathroom as he is off today
- Ironing (grrr :mad:)
- Catch up with economy gastronomy on the iplayer - only found it last night, want to watch the previous episodes!
- Check lottery ticket - nowt. Ah well.
Have a good day everyone xxxx0 -
Morning Mille and mogchops and all who follow!
New laptop sounds lovely! For Uni you will def need one!:j
Morning the real mogchops also!
Today is my Nan and Grandad's 60th Wedding Anniversary:j:j:j So they will be getting their card from the Queen and even better Peter Andre wished them Happy Anniversary on Twitter:j Won't see them today as they are in Kent but whole family going their this weekend!
My plans for today are:- [STRIKE]Finish decorating anniversary cake - did marzipan layer last night and now have to do white icing and decorations[/STRIKE]
- [STRIKE]Daily scratchcards[/STRIKE] - 20p
- [STRIKE]Daily lotteries[/STRIKE]
- Daily competitions
- [STRIKE]Check e-bay[/STRIKE] - another item sold
- [STRIKE]Check online banking[/STRIKE]
- Food from stores
- NSD
- Take back marzipan I didn't use and white icing if not used
- Work 5 hours
- [STRIKE]Phone N & G to wish them Happy Anniversary!![/STRIKE]
Thank you to all posters:beer:0 -
morning all,
for me today is lots of washing and line drying ( must get it all done before summer school)
And congrats to your nan and grandad katelittleladyProud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
Morning.:D
Katelittlelady - anniversary cake sounds wonderful.
millyscarlett - don't tell my daughter you can get purple shiny laptops:D
Today I shall be getting my washing done too.
Check online banking
Little bit of admin for work, taking day off to do cleaning
Post 3 ebay items
Look for more items to put on ebay
Don't think today will be a nsd, but i can make it a low spend, just a bit of shopping from budget.
Just need another cup of coffee so I can face the world:oMy finances are work in progress.Normal veiwing will resume shortly0 -
Sorry I haven't been around I've been ill, I was in bed by 6pm last week:o
Today i have/will
1. Checked online banking
2. Sent watch back to accurist to have band made smaller
3. Store cupboard meals
4. Play free scratchcard
5. Walk dog locally
6. Catch up on tv taped in week
7. OU Coursework
8. Read my new Paul McKenna book on controlling stress:D
9. NSD (apart from the £5.40 it cost to send watch back)
Have a fab day guys, hope it's as sunny where you are as it is here in Wales:jTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Afternoon everyone
It's finally sunny again!
Quite a small list today:
- Daily clicks
- Very LSD (hopefully)
- Gym
- Try and do some work (maybe)
Have a good day!Wake me up when it's the weekend!:beer:0 -
Hello all from windy and sunny Shetland (up for work)
Today
Checked banks
Only spent anything I could claim back for except a raid to charity shops
Wrote a couple cards and posted them 2nd class - they will get there so it doesnt matter how much it costs
Posted another amazon sale
Kept hold of receipts
Home later to have store cupboard tea
Milly where did you get a purple laptop ???Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Afternoon all!
My small list for today....- Breakfast at home
- Didn't rake lunch to uni but only spent £2 on jacket spud and pop so not too bad
- Parked in secret free space
- Walk dog for free exercise - flipping pooch just rolled in fox poo in the park so had just had to have a bath (only had the last one on Sunday - grrr!)
- Hoovered upstairs
- Tea from freezer - fish and chips
- Do a bit of uni reading
- Phone student finance people - again!
- Check banks
- Do any surveys that come
- Stay in and watch the soaps
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Milly where did you get a purple laptop ???
From Dell website - http://configure.euro.dell.com/dellstore/config.aspx?b=&c=uk&kc=nrs15451&l=en&oc=n0054501&rbc=n0054501&s=dhs&cs=ukdhs1&dgc=SS&cid=41147&lid=1069636&acd=23975883824506127
You can see al the colours here....very pretty:rotfl:I really need to sort out a new signature!0 -
Today I:
*Did a valued opinion survey
*Signed up to dooyoo
*Signed up to Quidco (which is FANTASTIC!)
*4th NSD in a row :A
*Pre-budgeted money I'm receiving tomorrow, come Saturday I should have paid another £55 off my A&L overdraft :j
If anyone can point me in the right direction of a good free online scratch card website I'd really appreciate it!
xPersonal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000
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