I've finally got this moneysaving thing worked out!

Littlemiss-lotsofdebt

I can't stop smiling today because finally, my efforts at moneysaving actually seem to be working out!!!

Today I have so far:

* Balance transferred £2500 of high interest credit/store card debt to 0%
* Worked out my new budget taking into account a recent pay increase
* Following a planned redundancy, have now been given a new job with a pay rise of £1450 extra a year (not much I know but every little helps)

My new budget a month to include everything is rolling in at £921.00 a month and that still leaves £233 a month extra to throw at debts. Fantastic!!!

Thanks to everyone here for their help. I'm by no means debt free, but with your help and my determination, I'm feeling positive about getting there faster!

Happy Friday everyone xxxxx

lynzpower

Brilliant news!!!

So chuffed for you, its great when things really start happening isnt it?

Lynz
x

neveranymoney

I'm soooo pleased for you, lots of debt, I've meself lumbered with an extraordinary load of debt and nomatter what, I know I'tll be YEARS before I sort it out! It's sunny outside and my OH is cooking my dinner, so lifes not all bad, have a super friday!!!!

Lottiepots

It's a great feeling when you finally get on top of the debts..

I felt like I had been doing really well but recently have fell of the wagon.. need to get back on track..

Keep going!!

ms_london

Lottiepots wrote:

It's a great feeling when you finally get on top of the debts..

I felt like I had been doing really well but recently have fell of the wagon.. need to get back on track..

Keep going!!

Lottipots - you are doing so well!! Your signature looks fab - keep up the good work!!

Back to the OP - you are also doing well. I bet you feel as though a load has been lifted from your shoulders? Keep up the excellent work.

xx

Penny-Pincher!!

Excellent hun

PP
xx

**purpleprincess**

Hey!!

Happy Friday!!:beer:

moozie_2

Great stuff! It's a lovely feeling when you are in control, isn't it?

Congrats on the job and payrise by the way! £1,450 is a respectable amount! :T

Peppa_Pig_5

Great news littlemiss, good to feel in control isn't it. I takes a few months to feel as though you are getting somewhere. I still feel I could try harder, but at least the debt is going down and not up. Congrats on your pay rise by the way.

Peppa
x

dottyanne

Hi - thats great news youre doing really well!! Peppa - im the same at the mo - been doing this since lightbulb mo at end March and still dont feel im getting anywhere yet!!

beanielou

Great news!!