Paying off my debt

maninavan

can anybody help me, i have a debt of £740 of my wifes who has left me, i rang the debt management company to offer to pay. they asked me to make a reasonable offer which in return i suggested £400 they refused and asked to speak to my wife who then could authorise me to speak to them. is there a guide they use so that i can stick to rather than apy the full amount off? or is it wasier to pay the full amount. thanks for any replies.

BabyBetty

Hi Maninvan,

If the debt is in your wife's name and is actually your wife's debt why are you paying it? Especially since she has now left you.

My advise is if it is not your debt, don't pay it. They can't force you to pay on her debt.

BB

maninavan

hi yes i understand it is her debt but it is partly my fault and just want ot pay it off just need to know if there is a guide they go to for the offer, i did offer £10 but they did not find the funny side and asked to speak to my wife who wasnt with me, i am getting her to call this week and get them to speak to me

Flower08

If the debt is in your wifes name she needs to deal with it. If you feel that you should be helping her with it, why not give her some money and let her organise a repayment plan with them, if she then chooses not to use the money towards the debt its not your problem.

BeautyandtheBeast_3

hi sorry but the cowbag in me is saying debt in her name - she left you - let her deal with it. close the door on that woman xxxxx

BabyBetty

Minivan,

Are you actually saying that you ran up debt in your wife's name?

A reasonable offer might be a third of the debt.

Ten pounds is a very cheeky offer.

Bb