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New Info re Lloyds/Hbos
hillbilly5
Posts: 70 Forumite
:oI have debts with Hbos and am on a DMP with CCCS. My current account is with Lloyds TSB and has been running fine.
Since the LloydsTSB/Hbos merger I know it has always been on the cards that the two organisations would work under one FSA license and that I would need to consider moving my current account.
The other week I came back from holiday to find a new leaflet detailing changes to Current Accounts and in there it states that indeed Lloyds TSB group includes HBos and that from the end of October they reserve the right to use any accounts within their group to offset debts held with them also.
Does anyone have any ideas who would be a neutral bank for me to apply for an account? These are a list of my creditors:
Barclaycard
Droyds Debt Collectors
Blair Oliver Scott
Hbos
Co-op
Liverpool Victoria
MBNA
Next
RBS Natwest
Many thanks for your help
Since the LloydsTSB/Hbos merger I know it has always been on the cards that the two organisations would work under one FSA license and that I would need to consider moving my current account.
The other week I came back from holiday to find a new leaflet detailing changes to Current Accounts and in there it states that indeed Lloyds TSB group includes HBos and that from the end of October they reserve the right to use any accounts within their group to offset debts held with them also.
Does anyone have any ideas who would be a neutral bank for me to apply for an account? These are a list of my creditors:
Barclaycard
Droyds Debt Collectors
Blair Oliver Scott
Hbos
Co-op
Liverpool Victoria
MBNA
Next
RBS Natwest
Many thanks for your help
0
Comments
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I have this link that might help
http://www.payplan.com/debt-library/miscellaneous.phpPROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
Nationwide?
Co-operative?
Both have pretty good opinions on here for their basic current accounts.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
hillbilly5 wrote: »:oI have debts with Hbos and am on a DMP with CCCS. My current account is with Lloyds TSB and has been running fine.
Since the LloydsTSB/Hbos merger I know it has always been on the cards that the two organisations would work under one FSA license and that I would need to consider moving my current account.
The other week I came back from holiday to find a new leaflet detailing changes to Current Accounts and in there it states that indeed Lloyds TSB group includes HBos and that from the end of October they reserve the right to use any accounts within their group to offset debts held with them also.
Does anyone have any ideas who would be a neutral bank for me to apply for an account? These are a list of my creditors:
Barclaycard
Droyds Debt Collectors
Blair Oliver Scott
Hbos
Co-op
Liverpool Victoria
MBNA
Next
RBS Natwest
Many thanks for your help
HSBC maybeDMP mutual support thread member:3270 -
Santander/Abbey?Debts :Paypal £1981.32
Monzo Loan £4278.16
Virgin CC £2137 0% until Dec 23
HSBC £5471.01 0% until Feb 2025
Emergency pot £404.47/2500
1p Savings Challenge £1.45/660
52 week Savings: £22.00/14000
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