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**Update!** from me!! My diary!

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  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi
    you can check the NHS direct website for local available dentists on NHS
    I would change your mobile to PAYG and change your landline to someone else, tesco does a good package and you get clubcard points, can you get cheaper pet insurance, seems a bit sttep
    Nat
    x
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • hope you have a fantastic weekend. Put your exam blues behind you and have a great time :D

    P.S. Just hope the weather is a bit kinder to you than it is at the moment. It's pouring down :o
    Cheers honey!! I hope so too!! Nice muddy tent!! :D
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • natlie wrote:
    Hi
    you can check the NHS direct website for local available dentists on NHS
    I would change your mobile to PAYG and change your landline to someone else, tesco does a good package and you get clubcard points, can you get cheaper pet insurance, seems a bit sttep
    Nat
    x
    Hiya! Thank you for your comments!! Always much appreciated! :D I have tried to register with an NHS dentist in this area and it's no go!! The amount that I pay each month equals over a year the amount I would pay anyway for 2 checkups and 2 scale and polish's. ..................................................... I spend more on PAYG than I do on contract (get 500 texts included and 3 hours of calls) and I need my BT line for my broadband, I don't make calls on it, if I ever do I use the prefixes. ...................................................... The pet insurance I've got at £9.52 is the cheapest I was able to find at the time :o Although wouldn't do me any harm to look around again. Thank you!! x
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you have a spiffing weekend hun!

    You truly do deserve it!
    Just try not to think about the money, the exams etc for a couple of days, kick back, relax and enjoy the music. We can worry ourselves silly next week :)
    Wealth is not measured by currency
  • Well, where are my manners!! Haven't posted for ages!!

    Things have been going ok, plodding along really!!

    Had a great weekend at Reading. Went with my budget and only spent that!:D

    Still haven't decided what to do about my exams, think I may just not retake.

    Debt busting is going pretty cool at the mo!! Currently paid off £450 and by the end of September hope to have increased this to £670!! :beer:

    I have started doing mystery shopping, 3 assignments this week so that's £30! :D Not counted as income until next month though.

    And got Quidco pennies mounting up. Got £60 so far and hope to increase this once I really get into my matched betting. And then there's the money from matched betting which I hope to make.

    To clear my debt by May, which is my goal, I need to pay off £700 a month off my debts :eek: :eek: :eek:

    Have been doing overtime in the office though and will get extra wages 3 months in a row- Aug, Sept and Oct. Might be able to get some in Nov. I've also signed up to do some electoral canvassing work and there is the potential to make quite a few squiddlies there!!

    There is a rumour going round at the pub that they are going to be cutting shifts :eek: which I can't really afford. So will have to wait and see what happens there. Normally get a bonus at Christmas from them for £100. Don't know what will be happening with that either.

    :think: what else???

    Got a friend coming to visit next weekend!:beer: should be good! A cheap MSE weekend!!

    And........................it's my birthday next week!!!! :D

    All in all feeling pretty positive at the moment!!!

    Oh yeah, and bro is behaving himself!!! :D
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello hun

    You seem to be doing so well at the moment, even I felt a high after reading your post! :j Well done and keep it up!

    Don't forget to come around with virtual cakes next week ;)

    Stay positive, I find it helps immensely!
    Leason learnt :beer:
  • What kind of pet are you insuring? Is it an old animal? I self insure my dogs - ie put the money in a separate account each month now have an emergency fund of £1800 - my biggest ever vets bill was for my old dog (now waiting at the rainbow bridge) for £1000 which included the vet hospital fees.
    Do this and the money is there if you need it & more importantly still there if you don't (not in the insurance co profit account!)

    Wow, never thought of that! I pay £18 a month, and still have to pay £65 excess. I think my doggy now needs her own account!:D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • moozie wrote:
    Don't forget to come around with virtual cakes next week ;)
    Funny you should say that, in my office it's tradition to bring in cakes when it's your birthday, so this year I'm not buying any (costs a fortune!) I'm making them!!! I am making fridge cake, milkway bars and weetabix cake!! :D I will be sure to share them with you guys!! :D
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I will be sure to share them with you guys!! :D

    What more can we ask for! ;):D
    Leason learnt :beer:
  • :hello: hullo hullo hullo!!!!! Just a quick post from me as I'm feeling pretty positive!! Debt is just about at £5.5k!! :dance: and so at the end of the month I should be sub £5k!!! :j So my debt will start with a 4!!! :D ............................................................................................ And it's my birthday tomorrow!!!! My boyfriend is taking me to a lovely restaurant for dinner!!! :D and he's been very mysterious lately so looking forward to seeing what he's been cooking up!!! ........................................ I will be round with virtual cakes tomorrow for you all to have!! OS and HM of course!!! :D xx
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
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