Lightbulb :-)

lazy&indebt

Hello Again everyone!
I don't know if anyone remembers but I was on here a while ago being a little too blaze about how much I owe and how much I spend. I have now been completely brutally honest with myself and worked out I owe a grand total of £14,716.40p and I have savings of £0.

I have done some shuffling about to ensure I am paying the minimum interest and I have set up a savings account with my bank that rewards you with a higher interest rate if you don't touch your money. I have also worked out exactly how well off I will be when I have finally paid everything off which is working as a great incentive!

I walked to work this morning instead of using my car and I have brought my own packed lunch - even roped my fella into helping (we are putting some items on ebay tonight and possibly doing a car boot this weekend) and we are trying to come up with ideas about things we can do together that don't cost any money (no dirty jokes there please)

i just want to say thatnk you to everyone who replied to my last post and told me to get real and also thank you to Martin for all the emails - I read every single one!!

Thanks again xx:j

lynzpower

I remember you!! Well done, and great news for coming back to us!

Hope you are not in direct compeitition with me at the bootsales this weekend though lol , good luck with it x

Catseyez

Are boot sales worth the effort? The only reason I ask is that I've checked our local ones and they charge about £8 for a pitch (with car). So that's already £8 down on profit. Plus whenever I've been to boot fairs late in the day, most people seem to still have loads to sell.

What do you reckon?

**purpleprincess**

:T Good luck with it all!! :beer:

You'll be debt free in no time!

**purpleprincess**

Catseyez wrote:

Are boot sales worth the effort? The only reason I ask is that I've checked our local ones and they charge about £8 for a pitch (with car). So that's already £8 down on profit. Plus whenever I've been to boot fairs late in the day, most people seem to still have loads to sell.

What do you reckon?

Every little helps!! My friend made £80 a couple of weeks ago and paid £7 for her pitch so not too bad.

lazy&indebt

I Hope so!
Can someone tell me what this £2 coin savers club is please? And this £100grocery challenge thing?

**purpleprincess**

£2 coin savers club is where we save £2 coins!! Some of us have become a bit obsessive about them!! (Me included!!) and the grocery challenge is over on the Old Style board, gives ideas to cut down on your grocery shopping. I went from spending about £160 a month for just me to £80 a month now because of the grocery challenge. Also try the store cupboard challenge, quite a good way of getting rid of bits and pieces and starting again food-wise.

lazy&indebt

oooh where do i find the store cupboard challenge?
I do my food shopping at asda and buy a heck of a lot of smart price stuff cause most of it is really nice! I reckon I spend about £60 - £80 per month on food for just me.

**purpleprincess**

If you go up to moneysavingexpert.com forums and scroll down a bit you will find the thread MONEY SAVING OLD STYLE take a look on there x

Catseyez

**purpleprincess** wrote:

Every little helps!! My friend made £80 a couple of weeks ago and paid £7 for her pitch so not too bad.

You're absolutely right about that! My problem is that I'm a terrible hoarder (and sentimental) and have difficulty getting rid of things. When I picture myself at a boot fair, I see myself with about five things to flog! lol

Truth is, our attic is bursting with my c**p and my parents would love me to get rid of it. I'm also not sure what to charge for things. I've got a lot of cuddly toys from when I was a little girl and wouldn't know how to price them. A couple of them cost me about 10p from boot fairs 20 yrs ago!

What is the going rate for specific items these days?

lazy&indebt

Whenever I do car boots, i always ask the person what they are willing to pay for the item and the haggle (i.e. backwards!) if they say, "how much is this?" then i will ask what they would like to pay for it and if they say "how about £5" I will say that I can sell it to them for £6 or something like that